Relationship Lending Officer: Grow Businesses & Families

First State Community Bank; Macon (MO); Presencial; USD 60.000 - 75.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive pay and benefits

Team-based variable compensation

401(k) with employer match

Career growth opportunities

Community-focused culture

Descripción de la vacante

First State Community Bank in Macon, MO, seeks a relationship-driven Business & Personal Lending Officer to originate and manage consumer, mortgage, and light commercial loans, build trusted partnerships, and deliver tailored lending solutions that help families and local businesses succeed.

You will analyze financial information, assess credit risk, and collaborate with internal teams to ensure a seamless customer experience while growing loan portfolios, deposits, and referral opportunities in

Formación

• Bachelor's degree preferred but not required.
• Experience in customer and light commercial banking with loan origination, underwriting and portfolio management.
• Strong financial analysis skills including DTI, LTV, DSCR, tax returns and cash flow.
• Proven ability to build long-term customer partnerships through consultative sales.
• Solid knowledge of banking regulations and compliance requirements (RESPA, HMDA, Reg Z, Reg B, CRA, BSA).
• Experience supporting loan portfolios post closing with documentation and monitoring.

Responsabilidades

• Build long-term relationships with consumers and business owners.
• Identify financial needs and deliver personalized lending and banking solutions.
• Originate and manage consumer, mortgage, and light commercial loans.
• Analyze financial information and make sound credit recommendations.
• Partner with internal teams to deliver a seamless customer experience.
• Grow loans, deposits, and referral opportunities while maintaining strong credit culture.
• Monitor portfolio health and proactively support customer success.

Conocimientos

Relationship-building

Sales skills

Credit analysis

Regulatory compliance

Problem solving

Attention to detail

Customer service

Community focus

Educación

Bachelor's degree in business/finance

Descripción del empleo

First State Community Bank in Macon, MO, seeks a relationship-driven Business & Personal Lending Officer to originate and manage consumer, mortgage, and light commercial loans, build trusted partnerships, and deliver tailored lending solutions that help families and local businesses succeed.

You will analyze financial information, assess credit risk, and collaborate with internal teams to ensure a seamless customer experience while growing loan portfolios, deposits, and referral opportunities in