Personal Lending Advisor & Home Finance Partner

First State Community Bank; Ironton (MO); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Competitive pay and benefits

401(k) with employer match

Team-based variable compensation

Career growth opportunities

Job summary

First State Community Bank is seeking a Personal Lending Officer to build trusted relationships with customers and provide tailored lending solutions for consumer and real estate needs.

You will guide loan applicants from application to closing, analyze financials, and collaborate with internal teams to ensure a smooth experience while maintaining credit quality and regulatory compliance.

Qualifications

• Strong relationship-building and communication skills.
• Sales and customer-focused mindset.
• Sound financial analysis and decision-making abilities.
• Experience with consumer and real estate lending is preferred.
• Knowledge of banking regulations and compliance standards.

Responsibilities

• Build lasting relationships with customers and become their trusted financial partner.
• Identify customer needs and provide tailored consumer and real estate lending solutions.
• Guide customers through the loan process from application to closing.
• Analyze financial information and make sound credit recommendations.
• Partner with internal teams to deliver a seamless customer experience.
• Grow lending, deposit, and referral opportunities while maintaining strong credit quality.

Skills

Relationship-building

Communication skills

Sales mindset

Financial analysis

Attention to detail

Compliance awareness

Education

Bachelor's degree preferred in business/finance

Job description

First State Community Bank is seeking a Personal Lending Officer to build trusted relationships with customers and provide tailored lending solutions for consumer and real estate needs.

You will guide loan applicants from application to closing, analyze financials, and collaborate with internal teams to ensure a smooth experience while maintaining credit quality and regulatory compliance.