Community Lending Partner: Business & Personal Loans

First State Community Bank; Boonville (MO); Sur place; USD 65 000 - 105 000; Plein temps

Avantages offerts par ce poste

Competitive pay

Benefits

401(k) match

Career growth

Résumé du poste

First State Community Bank seeks a Business & Personal Lending Officer in Boonville, MO. You will build relationships with customers and businesses, identify financing needs, and originate a range of loans while maintaining credit quality and regulatory compliance.

The role emphasizes delivering tailored lending solutions, supporting team processes, and contributing to community growth through deposits and referrals.

Qualifications

• Bachelor's degree preferred but not required
• Experience in customer and light commercial banking, with ability to originate, underwrite, and manage various loan products
• Strong financial analysis skills: DTI, LTV, DSCR, credit reports, tax returns, balance sheets, cash flow
• Proven ability to build long-term customer partnerships through consultative, relationship and needs-based conversations
• Solid knowledge of banking regulations (RESPA, HMDA, Reg Z/B, CRA, BSA, Flood) and policy interpretation
• Experience supporting loan portfolios post-closing, monitoring performance and maintaining documentation

Responsabilités

• Build long-term relationships with consumers and business owners.
• Identify financial needs and deliver personalized lending solutions.
• Originate and manage consumer, mortgage, and light commercial loans.
• Analyze financial information and make sound credit recommendations.
• Partner with internal teams to deliver a seamless customer experience.
• Grow loans, deposits, and referral opportunities while maintaining strong credit culture.
• Monitor portfolio health and proactively support customer success.

Connaissances

Relationship-building

Sales skills

Financial analysis

Credit analysis

Problem solving

Regulatory compliance

Customer focus

Community focus

Formation

Bachelor's degree in business, finance, or related field

Description du poste

First State Community Bank seeks a Business & Personal Lending Officer in Boonville, MO. You will build relationships with customers and businesses, identify financing needs, and originate a range of loans while maintaining credit quality and regulatory compliance.

The role emphasizes delivering tailored lending solutions, supporting team processes, and contributing to community growth through deposits and referrals.