Relationship-Driven Mortgage Loan Originator

Centennial Bank; Destin (FL); On-site; USD 60,000 - 90,000; Full time

Job summary

Centennial Bank in Destin, FL is seeking a Mortgage Loan Originator to solicit residential first mortgages through realtors, builders, and developers. You will interview applicants, assess credit, and move files to processing with strong customer service and referrals.

The role emphasizes building referral networks, staying current with loan products, and ensuring timely follow-up and compliance in daily operations.

Qualifications

• Broad knowledge of fields such as accounting, marketing, business administration, finance, etc.
• Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience.
• Ability to read, analyze, and understand general business/company related articles and professional journals; ability to speak effectively before groups of customers or employees.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, etc.

Responsibilities

• Interview loan applicants and make credit decisions.
• Develop referral contacts (realtors, builders, professional and personal contacts).
• Take borrower applications and deliver loan packages to processors.
• Maintain high levels of customer service while managing applicants' and staff expectations.

Skills

Communication skills

Mathematical skills

Critical thinking

Education

Four-year college degree

Tools

10-Key

Accounting

Job description

Centennial Bank in Destin, FL is seeking a Mortgage Loan Originator to solicit residential first mortgages through realtors, builders, and developers. You will interview applicants, assess credit, and move files to processing with strong customer service and referrals.

The role emphasizes building referral networks, staying current with loan products, and ensuring timely follow-up and compliance in daily operations.