Ratings & Research Associate: AI-Driven Credit Analysis

Moody; New York (NY); On-site; USD 82,000 - 96,000; Full time

Job summary

Moody's is seeking a Ratings Associate to join a global team focused on assessing credit risk and performance of companies, governments, and financings. You will collaborate with Credit Rating Analysts, use AI-enabled tools to streamline processes, and contribute to rating decisions in a fast-paced environment.

You will develop financial models, draft memos, and support market outreach while leveraging data storytelling to communicate insights to diverse audiences.

Qualifications

• Undergrad degree with strong academic record (US GPA ≥ 3.0)
• Availability to start January 2027
• Experience with financial analysis or CFA-equivalent preferred

Responsibilities

• Assist Analysts on credit ratings, research, and market outreach
• Analyze data, prepare financial models and forecasts
• Draft rating memos; participate in rating committee meetings
• Publish credit research reports and monitor market developments
• Support teams across CFG, FIG, PFG, or PIF groups and learn continuously

Skills

Analytical thinking

Communication skills

Teamwork

Eagerness to learn

Emotional intelligence

Attention to detail

Data storytelling

Python

SQL

Education

Bachelor's degree or equivalent

Tools

Excel

PowerPoint

Word

PowerBI

Tableau

KNIME

Alteryx

Python

SQL

Job description

Moody's is seeking a Ratings Associate to join a global team focused on assessing credit risk and performance of companies, governments, and financings. You will collaborate with Credit Rating Analysts, use AI-enabled tools to streamline processes, and contribute to rating decisions in a fast-paced environment.

You will develop financial models, draft memos, and support market outreach while leveraging data storytelling to communicate insights to diverse audiences.