AI-Driven Credit Ratings Associate

Moody's Investors Service; New York (NY); On-site; USD 82,000 - 96,000; Full time

Job summary

Moody's Investors Service is seeking a Ratings Associate to join a global team focused on assigning and monitoring credit ratings across major industries and sectors. You will support analysts, utilize AI-enabled tools, and contribute to high-value analyses and market research.

You will develop financial models, draft research materials, and participate in rating committee discussions while learning about sustainability, cyber risk, and private credit within a dynamic, fast-paced environment.

Qualifications

• Bachelor's degree with strong academic record (GPA 3.0+ in US).
• Availability to start January 2027.
• Experience in financial analysis and ratings processes is preferred.

Responsibilities

• Assist analysts on credit ratings, research, and market outreach.
• Leverage AI tools to enhance analytical capabilities and efficiency.
• Analyze data, prepare financial models and forecasts.
• Draft rating memos and participate in rating committee meetings.
• Monitor market developments and prepare investor presentations.

Skills

Financial analysis

Data interpretation

Communication

Teamwork

Python

SQL

AI tools

Emotional intelligence

Adaptability

Attention to detail

Education

Bachelor's Degree

Tools

PowerBI

Tableau

KNIME

Alteryx

Job description

Moody's Investors Service is seeking a Ratings Associate to join a global team focused on assigning and monitoring credit ratings across major industries and sectors. You will support analysts, utilize AI-enabled tools, and contribute to high-value analyses and market research.

You will develop financial models, draft research materials, and participate in rating committee discussions while learning about sustainability, cyber risk, and private credit within a dynamic, fast-paced environment.