AI-Driven Ratings Associate

Moody's Corporation; New York (NY); On-site; USD 82,000 - 96,000; Full time

Job summary

Moody’s Corporation is seeking a Ratings Associate in New York to join a global team working with Credit Rating Analysts to assess credit risk across major global sectors and structured financings. The role emphasizes using digital tools and AI to streamline processes and improve data quality.

You will participate in rating committee discussions, draft research materials, and monitor market developments while developing your professional skills in a fast-paced environment at Moody’s.

Qualifications

• Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent).
• Relevant work or project experience, including internships
• Proficiency in MS Excel, Word, and PowerPoint
• Experience with data analysis and visualization tools (PowerBI, TABLEAU, KNIME, Alteryx) preferred
• Excellent verbal, written communication, and interpersonal skills
• Strong organization skills, analytical thinking, and attention to detail
• Eagerness to learn and adopt emerging technical applications in the financial industry, including AI-driven tools, automation and data analytics
• Proactive with the ability to work effectively in a team environment
• Ability to adapt and thrive in a fast-paced, innovative environment; ability to prioritize tasks
• Fundamental understanding of fixed income markets or credit preferred
• Demonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self-awareness
• Exemplifies unwavering integrity by consistently acting with honesty, transparency, and accountability, ensuring trust and credibility in all interactions and decisions
• Strong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling manner
• Python and SQL skills preferred

Responsibilities

• Collaborate with Credit Rating Analysts to assign and monitor credit ratings of companies in global industries
• Participate in credit rating process stages and in rating committee discussions
• Utilize advanced digital tools and AI technologies to streamline processes and improve data analysis quality
• Contribute to preparation of credit rating memos and research reports
• Monitor market developments and industry trends to assess credit quality
• Attend investor and issuer meetings and help prepare presentations
• Develop professional skills through trainings and hands-on work
• Learn about sustainability, cyber risk, private credit and local financial markets

Skills

Analytical thinking

Communication

Team collaboration

AI tools learning

Fixed income knowledge

Emotional intelligence

Data interpretation & storytelling

Python

SQL

Financial analysis

Education

Bachelor’s Degree (undergraduate)

GPA 3.0 in US

CFA coursework or equivalent

Tools

PowerBI

TABLEAU

KNIME

Alteryx

MS Excel

Word

PowerPoint

Job description

Moody’s Corporation is seeking a Ratings Associate in New York to join a global team working with Credit Rating Analysts to assess credit risk across major global sectors and structured financings. The role emphasizes using digital tools and AI to streamline processes and improve data quality.

You will participate in rating committee discussions, draft research materials, and monitor market developments while developing your professional skills in a fast-paced environment at Moody’s.