Quality Control Associate

HUNT Mortgage Corp.; Buffalo (NY); On-site; USD 60,000 - 75,000; Full time

Job summary

A mortgage lending company in Buffalo is seeking an attentive individual to perform quality control reviews for various loan types, ensuring compliance with industry regulations. Candidates should have three years of experience in mortgage loan processing and strong communication skills. This role requires attention to detail and the ability to work independently in a fast-paced environment.

Qualifications

• Three years of experience in mortgage loan processing and one or more in a mortgage underwriting position preferred.
• Ability to work independently with minimal supervision.
• Ability to multitask and manage competing priorities.
• Highly organized and detail-oriented approach to processing.
• Solid understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML).

Responsibilities

• Perform a pre-closing quality control review of delegated Conventional, FHA, USDA, and VA loans.
• Review the data integrity between Encompass, the Automated Underwriting System feedback certificates, and the loan documentation.
• Review file to ensure applicant’s identity, employment, income, assets, and all AUS required conditions are documented in the loan file.
• Ensure collateral documents are valid and free of repairs.
• Perform a review on each file to verify processing and underwriting adherence to GSE, Agency and compliance requirements.
• Complete a final compliance check through Mavent.

Skills

Excellent oral and written communication skills

Ability to work independently and with minimal supervision

Ability to multi-task

Organized and detail-oriented

Strong understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML, etc.)

Education

High School degree or equivalent. 4-year college degree preferred

4-year college degree preferred

Job description

Description

Responsibilities

• Perform a pre-closing quality control review of delegated Conventional, FHA, USDA, and VA loans
• Review the data integrity between Encompass, the Automated Underwriting System feedback certificates, and the loan documentation
• Review file to ensure applicant’s identity, employment, income, assets, and all AUS required conditions are documented in the loan file
• Ensure collateral documents are valid and free of repairs
• Perform a review on each file to verify processing and underwriting adherence to GSE, Agency and compliance requirements
• Complete a final compliance check through Mavent

Core Competencies

• Strong eye for detail – commitment to excellence
• Ability to work well under pressure
• Positive Attitude and willingness to help others
• Self-motivated with a strong desire to learn

Requirements

Qualifications

Education/Certification

• -High School degree or equivalent. 4-year college degree preferred

Required Experience

• Three years of experience in mortgage loan processing and one or more in a mortgage underwriting position preferred

Skills/Abilities

• Excellent oral and written communication skills
• Ability to work independently and with minimal supervision
• Ability to multi-task
• Organized and detail-oriented
• Strong understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML, etc.)