Compliance Specialist

eTeam; Seattle (WA); Remote; USD 53,726 - 60,614; Part time

Job summary

A mortgage quality control firm is seeking a Compliance Specialist - Quality Control Analyst to conduct in-depth reviews of residential mortgage files to ensure compliance with various standards. The ideal candidate will have over 5 years of experience as a mortgage underwriter or 10 years in quality control. This remote position requires strong analytical skills, exceptional attention to detail, and the ability to collaborate across teams. A knowledge of FHA, VA, and FNMA guidelines is essential.

Qualifications

• 5+ years as a mortgage underwriter or 10+ years as a review analyst in mortgage quality control.
• Strong ability to interpret mortgage documentation including disclosures and underwriting records.
• Deep knowledge of FHA, VA, FNMA, and quality control requirements.

Responsibilities

• Conduct comprehensive quality control reviews of various loan types.
• Prepare actionable QC reports summarizing findings and recommendations.
• Collaborate with internal teams to resolve findings and clarify documentation.

Skills

Analytical skills

Attention to detail

Independent judgment

Tools

Google Sheets

AirTable

Adobe Acrobat

Job description

Compliance Specialist – Quality Control Analyst

Location: remote | Duration: 03 Months | Pay Rate: $39–$44/hr (W2)

Compliance selects former residential mortgage underwriters to staff its Quality Control department. Quality Control Auditors are responsible for conducting in-depth reviews of a high volume of residential mortgage files to assess the quality and accuracy of underwriting decisions. The individual in this role evaluates in-service production, documents findings, and issues clear, well-supported quality control reports to production and leadership teams. This role helps ensure that Client Home Loans’ quality control program operates in accordance with institutional requirements and the standards of FHA, VA, USDA, Fannie Mae, and Freddie Mac.

Key Responsibilities

• Perform comprehensive quality control reviews of conventional, FHA, VA, USDA, Jumbo, and Down Payment Assistance loans.
• Assess underwriting decisions, income calculations, asset verification, credit risk, collateral evaluation, and compliance with agency and lender guidelines.
• Utilize established audit checklists, job aids, and technology platforms to review loan files and record findings.
• Analyze prior QC findings to identify defect trends and apply risk‑based judgment to determine the need for additional discretionary reviews.
• Prepare clear, actionable QC reports summarizing findings, defects, and recommendations for remediation.
• Collaborate with internal teams (Underwriting, Production, Compliance) to clarify documentation, resolve findings, and support timely review completion.
• Assist in the creation of charts, graphs, and management reports summarizing QC results and trends.
• Support remediation planning, process improvements, and training initiatives related to identified issues.
• Maintain strict attention to detail and exercise independent judgment in a high‑volume, fast‑paced environment.

Minimum Requirements

• 5+ years as a mortgage underwriter of conventional, FHA, VA, and USDA loans for a high-volume, direct-to-consumer lender; or 10+ years as a review analyst in residential mortgage quality control.
• Ability to interpret all major mortgage documentation including disclosures, AUS findings, underwriting records, and closing packages.
• Strong analytical skills with the ability to review large volumes of data and produce summary reports (Google Sheets, AirTable, Adobe Acrobat).
• Deep knowledge of modern FHA, VA, FNMA, and FHLClient quality control requirements.
• Exceptional attention to detail and ability to work independently while managing multiple priorities.

Preferred Qualifications

• DE (Direct Endorsement) Certification.
• Experience underwriting Jumbo and Down Payment Assistance programs.