Public School Insurance Underwriter & Risk Analyst

SET SEG; East Lansing (MI); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

100% employer paid health insurance

Paid Time off (PTO)

Paid parental leave

Job summary

SET SEG in East Lansing, MI is seeking an Underwriter to independently evaluate risk, analyze exposure and loss information, and develop sound coverage, terms, and pricing for members of the Property/Casualty Pool and Workers’ Compensation Fund. This role collaborates with internal teams to support renewals, new business, account analysis, and underwriting strategy for Michigan public schools.

The organization emphasizes serving public schools with consultative service, timely delivery, and

Qualifications

• Bachelor’s degree or related insurance experience.
• 3-7 years of underwriting, insurance, risk analysis, or closely related experience.
• Commercial property/casualty, workers’ compensation, or public entity experience preferred.
• Working knowledge of underwriting principles and pricing concepts.
• Strong attention to detail and organizational skills.
• Effective written and verbal communication skills.
• Ability to manage multiple priorities and meet deadlines.
• Demonstrated ability to work independently and collaboratively.
• Willingness to learn and develop underwriting expertise.

Responsibilities

• Evaluate new business and renewal submissions for Property/Casualty Pool and Workers’ Compensation Fund.
• Analyze property schedules, payroll and class information, vehicle and transportation exposures, liability considerations, and other public entity risk factors to support underwriting decisions.
• Develop underwriting recommendations related to coverage, terms, pricing, deductibles, endorsements, and account strategy in alignment with established guidelines.
• Prepare underwriting files, proposals, quotes, renewal documentation, and supporting analysis with a high degree of accuracy and professionalism.
• Review loss trends and risk indicators; partner with Risk Control, Claims, and Sales to identify opportunities for risk improvement and member support.
• Communicate with internal stakeholders and external members to gather information, explain underwriting considerations, and respond to coverage or account-related questions.
• Apply underwriting guidelines, policies, procedures, and regulatory or internal requirements consistently while exercising sound judgment on accounts that require additional review.
• Support portfolio monitoring, data tracking, reporting, and analysis to help identify trends, improve decision-making, and strengthen department performance.
• Contribute to process improvements, special projects, and cross-functional initiatives that enhance underwriting quality, operational efficiency, and member experience.
• Serve as a resource to less experienced team members by sharing knowledge, assisting with peer review, and modeling strong underwriting documentation and service practices.
• Other duties as assigned by leadership

Skills

Attention to detail

Organizational skills

Communication skills

Time management

Teamwork

Willingness to learn

Education

Bachelor’s degree or related insurance experience

Job description

SET SEG in East Lansing, MI is seeking an Underwriter to independently evaluate risk, analyze exposure and loss information, and develop sound coverage, terms, and pricing for members of the Property/Casualty Pool and Workers’ Compensation Fund. This role collaborates with internal teams to support renewals, new business, account analysis, and underwriting strategy for Michigan public schools.

The organization emphasizes serving public schools with consultative service, timely delivery, and