Product Owner

Programmers.io; Phoenix (AZ); On-site; USD 120,000 - 180,000; Full time

Job summary

Programmers.io in Phoenix, AZ, seeks an experienced Product Manager/Owner to shape and deliver next-generation Digital Banking capabilities. You will lead a scrum team focused on core banking, APIs and customer-centric outcomes in a SAFe environment.

Ideal candidates have 5-6+ years in product management, strong banking domain experience and a data-driven decision-making mindset to drive ROI and roadmap execution.

Qualifications

• 5-6+ years in product management/ownership.
• Digital banking experience across checking, savings, deposits, or payments.
• Strong knowledge of core banking, APIs and data flows.
• Hands-on backlog management, feature decomposition and acceptance criteria.
• SAFe / scaled Agile delivery experience.
• Experience coordinating multiple internal teams and external partners.

Responsibilities

• Define and execute product vision and roadmap with leadership.
• Own backlog prioritization aligned with customer needs and outcomes.
• Translate roadmap into epics, features, and user stories.
• Lead backlog refinement, planning and acceptance of stories.
• Coordinate cross-team dependencies and delivery risks.
• Collaborate with design and technology to launch and iterate APIs.
• Manage external partners and vendors for scope and delivery.
• Support SAFe PI planning and release planning.
• Track product metrics and ROI to guide prioritization.

Skills

Product Management

Product Ownership

Digital Banking

Core Banking

APIs

SAFe

Backlog Management

Stakeholder mgmt

Data Analytics

Vendor Management

Communication

Mentoring

Education

Bachelor's degree

Advanced degree

Tools

REST APIs

Job description

Roles and Responsibilities

• Partner with Product leadership, business stakeholders, architects and engineering teams to define and execute the Digital Banking product vision, strategy and roadmap.


• Own decision‑making and prioritization for the scrum backlog, ensuring alignment with customer needs, business outcomes and the product roadmap.


• Translate the roadmap into well‑defined epics, features, user stories and measurable acceptance criteria.


• Lead backlog refinement, story elaboration, sprint planning and acceptance of completed user stories.


• Coordinate with Delivery Managers, Release Train Engineers, TPMs and other Product Owners to manage cross‑platform dependencies and delivery risks.


• Work with design and technology teams to develop, test, launch and rapidly iterate banking capabilities and APIs.


• Manage relationships with external product partners and technology vendors, including scope alignment, delivery coordination and continuous improvement.


• Work within a SAFe Agile Release Train and support PI planning, dependency management and release planning across products and markets.


• Define business metrics and targets, track post‑launch product performance, and use analytics to guide prioritization and future investment.


• Prepare ROI analyses and optimization recommendations for product capabilities and investments.


• Identify product risks, challenges, opportunities and business‑integration needs, and drive resolution across teams.


• Communicate roadmap, priorities, progress, risks and product outcomes to senior stakeholders and partner teams.


• Mentor associate Product Managers / Product Owners where required and champion strong Agile product‑management practices.

Skills Required

We are seeking an experienced Product Manager / Product Owner to help define and deliver next‑generation Digital Banking capabilities for consumer and small‑business products, including checking accounts, personal savings and debit cards. The role will operate in an Agile/SAFe environment and lead a scrum team responsible for Core Banking capabilities and APIs.

Ideal Candidate Profile

• 6+ years of Product Management / Product Ownership experience with a proven track record of defining product vision, strategy and roadmaps.


• Strong Digital Banking experience, preferably across checking, savings/deposits, debit cards, payments or core banking platforms.


• Strong understanding of Core Banking capabilities, APIs, system integrations and data flows.


• Hands‑on experience managing product and sprint backlogs, feature decomposition, user stories and acceptance criteria.


• Detailed understanding and practical experience with SAFe / scaled Agile delivery.


• Experience managing large, complex products involving multiple internal teams, external partners and technology vendors.


• Strong analytical and data‑driven decision‑making skills, including product KPIs, performance tracking and ROI analysis.


• Excellent stakeholder management, communication, problem‑solving and cross‑functional collaboration skills.


• Bachelor's degree in a related field; advanced degree preferred.

Desirable Skills

Strong leadership, stakeholder management, vendor management, communication, negotiation, analytical thinking, mentoring and decision‑making skills. Ability to lead through influence in a complex, matrixed environment.

Experience Range in Required Skills

5-6 Years

Keywords

Digital Banking Product Manager, Product Owner, Core Banking, Checking, Savings, Deposits, Debit Cards, Payments, SAFe, Product Roadmap, Product Strategy, Backlog Management, User Stories, Acceptance Criteria, REST APIs, Vendor Management, Product KPIs, ROI