Senior Product Manager

Jobtailor; California (MO); On-site; USD 120,000 - 180,000; Full time

Job summary

Jobtailor seeks an experienced product leader to drive embedded finance offerings including payments, issuing, lending, and BaaS. You will own the end-to-end lifecycle, partnering with engineering, design, data, compliance, and go-to-market teams to turn objectives into actionable requirements.

Strong emphasis on data analytics, KPI/OKR driven decisions, and navigating regulatory requirements (AML/KYC/Data Privacy) in a fintech environment. On-site collaboration is required.

Qualifications

• 6+ years of product management delivering digital financial services.
• 6+ years building consumer-facing apps with large user bases.
• Experience using KPIs/OKRs to guide roadmap decisions.
• Ability to communicate complex concepts to execs and partners.
• Experience in regulated financial services environments.

Responsibilities

• Define the product vision, strategy, and roadmap for embedded finance offerings.
• Lead the full product lifecycle from discovery to launch and optimization.
• Collaborate with eng, design, data, compliance, and GTM teams to translate objectives into requirements.
• Evaluate and integrate third-party partners to speed time to market.
• Design and enhance payment and financial capabilities for scalability and reliability.
• Use KPIs, OKRs, and feedback to prioritize investments and measure outcomes.
• Coordinate with support and stakeholders to address production issues promptly.
• Incorporate AML, KYC, and data privacy into product design and delivery.

Skills

Embedded Finance

Data Analytics

Cross-Functional Collab

Regulatory Compliance

Product Strategy

Education

Bachelor's degree or higher

Job description

Responsibilities

• Define the product vision, strategy, and roadmap for embedded finance offerings, including payments, card issuing, lending, and banking-as-a-service solutions.
• Lead the full product lifecycle from discovery, requirements definition, and prioritization through launch and post-launch optimization.
• Partner with engineering, design, data, compliance, and go-to-market teams to translate business objectives into clear product requirements and technical specifications.
• Evaluate and integrate third-party partners and services that strengthen the core platform and improve speed to market.
• Design and enhance payment and financial service capabilities that improve user experience, scalability, and platform reliability.
• Use KPIs, OKRs, customer feedback, and operational metrics to prioritize investments and measure product outcomes.
• Partner with customer support and cross-functional stakeholders to identify, prioritize, and resolve production issues in a timely manner.
• Embed regulatory and risk considerations, including AML, KYC, and data privacy requirements, into product design and delivery.
• Work on-site Monday through Friday with in-person collaboration.

Requirements

• 6+ years of experience in product management delivering digital products, platforms, or financial technology solutions from concept through launch and optimization.
• 6+ years of experience building and scaling consumer-facing applications with large user bases and measurable business outcomes.
• Experience using data analytics, KPIs, OKRs, and product performance metrics to inform prioritization, roadmap decisions, and success measurement.
• Experience communicating complex technical concepts, product tradeoffs, and roadmap decisions to executive stakeholders and external partners.
• Ability to manage competing priorities and deliver high-value initiatives across cross-functional teams in a regulated or technically complex environment.
• Bachelor's degree or higher in business, computer science, engineering, finance, or a related field, or equivalent combination of education, related experience and/or military experience.
• Experience with payment rails, money movement, lending or credit products, or other regulated financial services environments.
• Experience developing products for enterprise or high-profile clients and collaborating with external partner organizations.
• Experience working with core banking and ledgering platforms.
• Experience delivering embedded finance or banking-as-a-service solutions.
• Must currently possess valid and unrestricted U.S. work authorization; candidates requiring sponsorship now or in the future will not be considered.

Core Competencies

Demonstrates expertise in product management for embedded finance solutions, including payments, lending, and banking-as-a-service. Proficient in utilizing data analytics and performance metrics to drive product strategy and optimize user experience in regulated financial environments.

Highest-signal resume keywords

• Product Management
• Embedded Finance Solutions
• Data Analytics
• Regulatory Compliance
• Cross-Functional Collaboration

Hard Skills

• Product Lifecycle Management
• KPI Development
• OKR Implementation
• User Experience Design
• Payment Rails
• Core Banking Platforms
• Financial Technology Solutions
• Consumer-Facing Applications
• Technical Specifications
• Risk Management

Soft Skills

• Communication
• Prioritization
• Problem-Solving
• Stakeholder Management
• Team Leadership

Industry Keywords

• AML
• KYC
• Data Privacy
• Financial Services
• Lending Products
• Money Movement
• Digital Products
• Platform Scalability
• Operational Metrics
• Enterprise Clients