Product Manager — Instant Payments Rails

Aumni; Jersey City (NJ); On-site; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health benefits

Bonus eligible

Equity opportunities

Job summary

JPMorgan Chase is seeking an experienced Product Manager for Treasury Services – Instant Rails, leading customer-centric development of instant settlement products and shaping strategy to grow volumes while maintaining risk controls.

You will partner with Risk, Legal and Technology teams, own the product lifecycle from concept to launch, and articulate a compelling vision to executives and clients across global markets.

Qualifications

• 8+ years of experience with ownership of Product P&L and business growth.
• Familiarity with payment rail buying behavior of institutional clients across corp, banks, non-bank FIs, fintechs.
• Fundamental understanding of clearing house rules.
• Global mindset to strategize for international expansion of products; thought leadership in emerging payments.
• Experience driving collaboration with global, cross-cultural teams.
• Excellent communication and stakeholder management abilities, including presenting strategy to senior executives.

Responsibilities

• Demonstrate ownership for the Product P&L and drive growth in the alternative rails portfolio.
• Define vision, strategy and roadmap for the product line amid emerging payment rails.
• Identify opportunities to grow the product via market discovery, build business cases, secure investment, and define GTM strategies.
• Oversee full lifecycle of product launch including planning and risk management.
• Manage executive relationships; report strategy and performance to senior management.
• Lead conversations with institutional clients, representing the bank’s interests and expertise.
• Represent JPMorgan in industry forums and advocate for market evolution in payments.
• Collaborate with Risk, Controls, Legal, Compliance to ensure robust risk environment and platform stability.
• Partner with technology on multi-year strategic roadmap from concept to delivery and post-release.
• Monitor market trends, perform competitive analysis, and identify differentiation opportunities.

Skills

Product P&L ownership

Payments knowledge

Global mindset

Stakeholder management

Cross-functional collaboration

Strategic thinking

Executive communication

Job description

JPMorgan Chase is seeking an experienced Product Manager for Treasury Services – Instant Rails, leading customer-centric development of instant settlement products and shaping strategy to grow volumes while maintaining risk controls.

You will partner with Risk, Legal and Technology teams, own the product lifecycle from concept to launch, and articulate a compelling vision to executives and clients across global markets.