Instant Rails -Payments- Product Manager- Vice President

Aumni; Jersey City (NJ); On-site; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health benefits

Bonus eligible

Equity opportunities

Job summary

JPMorgan Chase is seeking an experienced Product Manager for Treasury Services – Instant Rails, leading customer-centric development of instant settlement products and shaping strategy to grow volumes while maintaining risk controls.

You will partner with Risk, Legal and Technology teams, own the product lifecycle from concept to launch, and articulate a compelling vision to executives and clients across global markets.

Qualifications

• 8+ years of experience with ownership of Product P&L and business growth.
• Familiarity with payment rail buying behavior of institutional clients across corp, banks, non-bank FIs, fintechs.
• Fundamental understanding of clearing house rules.
• Global mindset to strategize for international expansion of products; thought leadership in emerging payments.
• Experience driving collaboration with global, cross-cultural teams.
• Excellent communication and stakeholder management abilities, including presenting strategy to senior executives.

Responsibilities

• Demonstrate ownership for the Product P&L and drive growth in the alternative rails portfolio.
• Define vision, strategy and roadmap for the product line amid emerging payment rails.
• Identify opportunities to grow the product via market discovery, build business cases, secure investment, and define GTM strategies.
• Oversee full lifecycle of product launch including planning and risk management.
• Manage executive relationships; report strategy and performance to senior management.
• Lead conversations with institutional clients, representing the bank’s interests and expertise.
• Represent JPMorgan in industry forums and advocate for market evolution in payments.
• Collaborate with Risk, Controls, Legal, Compliance to ensure robust risk environment and platform stability.
• Partner with technology on multi-year strategic roadmap from concept to delivery and post-release.
• Monitor market trends, perform competitive analysis, and identify differentiation opportunities.

Skills

Product P&L ownership

Payments knowledge

Global mindset

Stakeholder management

Cross-functional collaboration

Strategic thinking

Executive communication

Job description

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

As a Product Manager in Treasury Services – Instant Rails- Payments, you lead innovation through development of a wide suit of instant settlement products with value-added features that delight businesses and their consumers alike. As a product manager on the team, you would bring in your entrepreneurial and global market mindset and design thinking capabilities to build and transform instant payments experiences, help drive business growth and volumes while maintaining a strong grounding in the bank’s risk and control frameworks

Job responsibilities

• Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the alternative rails portfolio
• Contribute to defining the vision, strategy and roadmap for the product line, considering the growing ubiquity of emerging payment rails
• Take proactive initiatives in identifying new opportunities to grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
• Oversee the entire lifecycle of product launch, including planning, execution, risk management
• Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
• Independently handle product-related conversations with institutional clients, representing the bank’s interests and expertise
• Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
• Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
• Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
• Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives

Required qualifications, capabilities, and skills

• 8+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth
• Familiarity with payment rail buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
• Fundamental understanding of clearing house rules
• Global mind-set to strategize for international expansion of products; thought leadership in area of emerging payments
• Experience in driving collaboration with global, cross-cultural teams
• Excellent communication and stakeholder management abilities, including presenting strategy and performance updates to senior executives

Preferred qualifications, capabilities, and skills

• Exposure to wider transaction banking suite such as Liquidity products, Account Services, Global Wires
• Experience of direct engagement with clients, market institutions and process auditors

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.

Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Instant Rails, Emerging Rails Product Manager