Payments Product Manager - Instant Rails & Treasury

JP Morgan Chase; Jersey City (NJ); On-site; USD 150,000 - 190,000; Full time

Job summary

JP Morgan Chase in Jersey City is seeking an experienced Product Manager for Treasury Services – Instant Rails Payments. You will lead customer‑centric development, shape a strategic vision for instant settlement products, and drive growth for businesses and their customers through innovative rails and value‑added features.

You will own the product lifecycle from concept to delivery and post‑release, define roadmaps, collaborate with Risk, Controls, Legal, Compliance, and Technology, and

Qualifications

• 8+ years of experience with ownership and accountability for Product P&L and business growth.
• Familiarity with payment rail buying behavior across institutional clients (Corporate, Banks, Non‑Bank FIs, Payments Fintech).
• Fundamental understanding of clearing house rules.
• Global mindset for international expansion and thought leadership in emerging payments.
• Experience driving collaboration with global, cross‑cultural teams.
• Excellent communication and stakeholder management, including updates to senior executives.

Responsibilities

• Demonstrate ownership for Product P&L and drive high‑quality growth in the alternative rails portfolio.
• Contribute to vision, strategy and roadmap for the product line amid evolving payment rails.
• Identify opportunities through market discovery, build business cases, advocate for investment, define GTM strategies.
• Oversee the full lifecycle of product launches, including planning and risk management.
• Manage executive stakeholder relationships and communicate strategy and performance to senior management.
• Lead conversations with institutional clients, representing the bank's interests and expertise.
• Represent JPMorgan in industry forums and advocate for market transformation in payments.
• Collaborate with Risk, Controls, Legal, Compliance to ensure robust risk and controls and a stable platform.
• Partner with technology on a multiyear roadmap, guiding concepts through delivery and post-release.
• Monitor market trends, perform competitive analysis, identify opportunities for differentiation.

Skills

Product P&L ownership

Business growth

Payment rails knowledge

Clearing house rules

Global mindset

Cross-cultural collaboration

Executive stakeholder communication

GTM strategy

Job description

JP Morgan Chase in Jersey City is seeking an experienced Product Manager for Treasury Services – Instant Rails Payments. You will lead customer‑centric development, shape a strategic vision for instant settlement products, and drive growth for businesses and their customers through innovative rails and value‑added features.

You will own the product lifecycle from concept to delivery and post‑release, define roadmaps, collaborate with Risk, Controls, Legal, Compliance, and Technology, and