Product manager in payments

Bonapolia; United States; Remote; USD 120,000 - 180,000; Full time

Job summary

Baltic Amadeus is seeking a Senior Product Manager – Payments & Acquiring to own and shape the Card Acquiring proposition across card-present and e-commerce payments, driving product growth, innovation, and commercial performance.

You will own strategy for Card-Present and e-commerce acquiring, lead development and scaling, monitor market trends, and drive profitability while coordinating with processors, schemes, and external partners.

Qualifications

• >5+ years in Product Management, payments/fintech/financial services.
• >Proven experience launching or scaling Card-Present acquiring / POS and e-commerce acquiring.
• >Strong understanding of CP/CNP acquiring, payment processing, settlement, and card ecosystem.
• >Experience with payment processors, POS vendors, gateways, acquirers, or card schemes.
• >Strong understanding of acquiring economics (pricing, interchange, costs, profitability).
• >Experience with Visa, Mastercard, AMEX, Apple Pay, Google Pay.
• >Knowledge of regulations for payment and acquiring products.
• >Strong analytical, commercial and strategic mindset; data-driven decisions.
• >Excellent communication and leadership; ability to influence stakeholders.
• >Proficiency in English (spoken and written).
• >Nice to have: Open Banking / A2A payments; SQL/databases; SDLC; Jira/Confluence is advantageous.

Responsibilities

• Own and execute the product strategy for Card-Present and e-commerce acquiring.
• Lead development and scaling of POS and e-commerce acquiring propositions.
• Monitor market trends, analyze customer needs, identify opportunities, respond to competitors.
• Own product and feature planning, development, testing, launch, and optimization.
• Drive acquiring economics and commercial performance, including pricing, interchange, fees, processor costs, profitability.
• Lead cross-functional teams; challenge technical solutions; represent product with external partners.
• Establish scalable business processes and ensure smooth handover to responsible teams.

Skills

Payments domain

Card acquiring (CP/CNP)

Acquiring economics & pricing

Stakeholder management

English communication

Card schemes experience

SQL knowledge (advantage)

Tools

Jira

Confluence

Job description

Описание

Baltic Amadeus client is looking for a Senior Product Manager – Payments & Acquiring under a B2B (business-to-business) contract to own and shape its Card Acquiring proposition across card-present and e-commerce payments, driving product growth, innovation, and commercial performance.

Задачи

• Own and execute the product strategy for Card-Present and e-commerce acquiring, aligned with business objectives and market opportunities.
• Lead the development and scaling of POS and e-commerce acquiring propositions, including unattended POS use cases where relevant.
• Actively monitor market trends, analyze customer needs, identify opportunities, and respond to competitor activities.
• Own product and feature planning, development, testing, launch, and continuous optimization.
• Drive acquiring economics and commercial performance, including merchant pricing, interchange, scheme fees, processor costs, and profitability.
• Lead cross-functional teams and make product decisions, challenge technical solutions, and represent the product with external partners.
• Establish scalable business processes and ensure effective handover to responsible teams.

Требования

• 5+ years of Product Management experience, with significant experience in payments, fintech, banking, or financial services.
• Proven experience launching, developing, or scaling Card-Present acquiring / POS products, combined with strong e-commerce acquiring experience.
• Strong understanding of CP and CNP acquiring, payment processing, authorization, settlement, and the broader card-payment ecosystem.
• Experience working with payment processors, POS terminal vendors, gateways, acquirers, acquiring banks, or card schemes.
• Strong understanding of acquiring economics, including merchant pricing, interchange, scheme fees, processor costs, and acquiring profitability.
• Experience with Visa, Mastercard, AMEX, Apple Pay, and Google Pay.
• Knowledge of legislation, standards, and regulatory requirements applicable to payment and acquiring products.
• Strong analytical, commercial, and strategic mindset, with the ability to make data-driven product decisions.
• Strong communication, stakeholder-management, and leadership skills, with the ability to influence technical, commercial, and senior stakeholders.
• Proficiency in English (spoken and written).
• Будет плюсом: Experience with Open Banking / A2A payments is a strong advantage; Experience with SQL, databases, SDLC, Jira, and Confluence is an advantage, but not a core requirement

Условия

B2B (business-to-business) contract