Processing Assistant (Residential Mortgage)

Axos Bank; United States; On-site; USD 26,000 - 28,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life INS

Paid Sick Leave

Vacation & Holidays

HSA or FSA

401(k) with Employer Match

529 Savings Plan

Employee Mortgage Loan Program

Free Axos Bank Account with Self-Dir.

Job summary

Axos Bank is seeking an entry-level Processing Assistant to join the mortgage loan processing team. You will initiate and follow up on service order tasks, complete verifications for loan files, and generate disclosures for borrowers while delivering excellent customer service throughout the loan process.

This role emphasizes accuracy, organization, and the ability to work in a fast-paced environment. No mortgage experience is required, and on-site support is provided to help you grow within the

Qualifications

• Current mortgage lending experience and/or knowledge a plus.
• Understand processing workflow and loan submissions to underwriting a plus
• Knowledge of FNMA DU and Freddie Mac LP and conditions a plus

Responsibilities

• Generate accurate, compliant, and timely initial and change of circumstance disclosures to borrowers
• Initiate service orders such as appraisals, prelims, verification of employment, etc.
• Collect and image supporting documentation when needed
• Assist the Processing Team with clear to close, prior to docs, prior to funding, and post-closing conditions when required
• Other duties as assigned, including cross training within other departments

Skills

Organizational skills

Attention to detail

Team player

Strong math skills

Computer literacy

Multi-tasking

Verbal and written communication

Willingness to perform multiple tasks

Tools

FNMA DU

Freddie Mac LP

Job description

Axos Bank Target Range: $19.00/hr - $20.00/hr Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job NO MORTGAGE EXPERIENCE REQUIRED! The Processing Assistant is an entry-level position in the mortgage loan processing team. Processing Assistants will initiate and follow up on service order tasks, complete various verifications for the loan file, generate compliant change of circumstance disclosures to borrowers, and ensure excellent customer service is provided throughout the loan process.

Responsibilities

• Generate accurate, compliant, and timely initial and change of circumstance disclosures to borrowers
• Initiate service orders such as appraisals, prelims, verification of employment, etc.
• Collect and image supporting documentation when needed
• Assist the Processing Team with clear to close, prior to docs, prior to funding, and post-closing conditions when required
• Other duties as assigned, including cross training within other departments

Qualifications

• Current mortgage lending experience and/or knowledge a plus.
• Understand processing workflow and loan submissions to underwriting a plus
• Knowledge of FNMA DU and Freddie Mac LP and conditions a plus

Required Qualifications

• Excellent organizational skills
• Attention to detail is a must, along with a keen eye for identifying problems
• Ability to work in a team environment
• Strong math skills and computer literacy
• Ability to work under pressure, multi-task and meet deadlines in a fast paced environment
• Superb verbal and written communication skills
• Willingness to perform multiple functions throughout the day as the need arises

Axos Employee Benefits May Include

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program
• 529 Savings Plan Employee Mortgage Loan Program
• Free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos.

Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity: Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

We’re a team of relentless innovators that are challenging the status quo through smart, pro-consumer financial products and services. We got our start in 2000, as an online bank – when the idea of banking online was almost unthinkable. Since then, we’ve evolved to add commercial banking, commercial lending, investment, clearing, and fiduciary services to our toolbox. As modern life continues to present new challenges for clients, we step up and find creative ways to solve them.