FVP, Compliance Officer

Axos Bank; San Diego (CA); Vor Ort; USD 185.000 - 200.000; Vollzeit

Benefits dieser Stelle

Medical, Dental, Vision, and Life

Paid Sick Leave

Vacation and Holidays

HSA or FSA

401(k) with Employer Match

529 Savings Plan

Employee Mortgage Loan Program

Free Axos Bank Account

Zusammenfassung

Axos Bank seeks a senior Compliance Officer to lead the CMS across lending and deposit products, aligning with laws and investor requirements. You will drive policy development, governance materials, and second-line approvals, while supporting enterprise-wide strategic initiatives and escalation of regulatory changes.

You will manage audits, reviews, and risk assessments, advising senior leadership, regulators, and vendors.

Qualifikationen

• Bachelor's degree in business or related area and equivalent business experience.
• 10+ years' work experience in banking/mortgage banking/audit/regulatory compliance.
• Subject matter expert of all banking regulatory, audit and compliance programs for deposit & lending compliance as it relates to federally regulated banks.
• Subject matter expert of GSE requirements, credit requirements, investor guidelines, regulatory compliance knowledge.
• Subject matter expert calculating income and determining ability to repay.
• Must be flexible, able to work on multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion dollar bank.
• Ability to identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues.
• Must be able to recommend alternatives or solutions.
• Strong verbal and written communication skills including presentation skills.
• Ability to effectively lead multiple divisions within the Bank; Thinking outside the box problem resolutions.
• Microsoft Office products (WORD, EXCEL, VISIO, PowerPoint).

Aufgaben

• Lead and enhance the Bank’s Compliance Management System (CMS) and Quality Control programs across lending and deposit products, ensuring compliance with applicable laws, regulations, investor requirements, and regulatory guidance.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement efforts to strengthen the Bank’s compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization.
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities.

Kenntnisse

Regulatory compliance

Leadership

Policy development

Change management

Risk assessment

Communication skills

Regulatory knowledge

Ausbildung

Bachelor's degree in business or related field

Tools

Microsoft Office

Jobbeschreibung

Axos Bank Target Range: $185,000.00/Yr. - $200,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The FVP, Compliance Officer is responsible for overseeing and enhancing the Bank’s Compliance Management System (CMS) and ensuring compliance with applicable laws, regulations, and internal policies. This role provides leadership and subject matter expertise across key compliance functions, including compliance reviews, loan-level documentation and transactional testing, regulatory change management, risk assessments, issue and complaint management, third-party service provider oversight, and data-driven compliance monitoring. The FVP partners closely with business leaders to identify, assess, and mitigate compliance risk while promoting a strong culture of compliance throughout the organization.

Responsibilities

• Lead and enhance the Bank’s Compliance Management System (CMS) and Quality Control programs across lending and deposit products, ensuring compliance with applicable laws, regulations, investor requirements, and regulatory guidance
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives
• Drive continuous improvement efforts to strengthen the Bank’s compliance and quality control framework, processes, and monitoring activities
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities

Qualifications

• Bachelor's degree preferably in business or related area and equivalent business experience
• 10+ years' work experience in banking/mortgage banking/audit/regulatory compliance
• Subject matter expert of all banking regulatory, audit and compliance programs for deposit & lending compliance as it relates to federally regulated banks
• Subject matter expert of GSE requirements, credit requirements, investor guidelines, regulatory compliance knowledge
• Subject matter expert calculating income and determining ability to repay
• Must be flexible, able to work on multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion dollar bank
• Ability to identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues
• Must be able to recommend alternatives or solutions
• Strong verbal and written communication skills including presentation skills
• Ability to effectively lead multiple divisions within the Bank; Thinking outside the box problem resolutions
• Microsoft Office products (WORD, EXCEL, VISIO, PowerPoint)

Axos Employee Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos

Pre-Employment Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)

We’re a team of relentless innovators that are challenging the status quo through smart, pro-consumer financial products and services.

We got our start in 2000, as an online bank – when the idea of banking online was almost unthinkable. Since then, we’ve evolved to add commercial banking, commercial lending, investment, clearing, and fiduciary services to our toolbox. As modern life continues to present new challenges for clients, we step up and find creative ways to solve them.