Processing Assistant (Residential Mortgage)

Axos Bank; San Diego (CA); On-site; USD 26,000 - 28,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid vacation and holidays

401(k) with employer match

HSA or FSA

Employee mortgage loan program

Job summary

Axos Bank in San Diego, CA is seeking a Processing Assistant, an entry-level role on the mortgage loan processing team. You will initiate and follow up on service orders, generate disclosures for borrowers, and ensure excellent customer service throughout the loan process.

No mortgage experience is required. You will handle appraisals, prelims, verifications of employment, collect documents, and support the team through closing conditions while working in a fast-paced, detail-oriented

Qualifications

• Current mortgage lending experience is a plus.
• Understanding processing workflow and loan submissions to underwriting is a plus.
• Knowledge of FNMA DU and Freddie Mac LP and conditions is a plus.
• Excellent organizational skills and attention to detail are essential.
• Ability to work in a team and meet deadlines in a fast-paced environment.

Responsibilities

• Generate accurate, compliant disclosures to borrowers.
• Initiate service orders such as appraisals, prelims, verifications of employment.
• Collect and image supporting documentation when needed.
• Assist the Processing Team with clear to close, prior to docs, funding, and post-closing conditions.
• Cross-train within other departments.

Skills

Organizational skills

Attention to detail

Team player

Math skills

Communication skills

Multi-tasking

Job description

Axos BankTarget Range:$19.00/hr - $20.00/hrActual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.Eligible for an Annual Discretionary Cash Bonus Target: 10%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.About This JobNO MORTGAGE EXPERIENCE REQUIRED!The Processing Assistant is an entry-level position in the mortgage loan processing team. Processing Assistants will initiate and follow up on service order tasks, complete various verifications for the loan file, generate compliant change of circumstance disclosures to borrowers, and ensure excellent customer service is provided throughout the loan process.Responsibilities:· Generate accurate, compliant, and timely initial and change of circumstance disclosures to borrowers· Initiate service orders such as appraisals, prelims, verification of employment, etc.· Collect and image supporting documentation when needed· Assist the Processing Team with clear to close, prior to docs, prior to funding, and post-closing conditions when required· Other duties as assigned, including cross training within other departmentsQualifications:· Current mortgage lending experience and/or knowledge a plus.· Understand processing workflow and loan submissions to underwriting a plus· Knowledge of FNMA DU and Freddie Mac LP and conditions a plusRequired Qualifications:· Excellent organizational skills· Attention to detail is a must, along with a keen eye for identifying problems· Ability to work in a team environment· Strong math skills and computer literacy· Ability to work under pressure, multi-task and meet deadlines in a fast paced environment· Superb verbal and written communication skills· Willingness to perform multiple functions throughout the day as the need arisesAxos Employee Benefits May Include:Medical, Dental, Vision, and Life InsurancePaid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)HSA or FSA account and other voluntary benefits401(k) Retirement Saving Plan with Employer Match Program and 529 Savings PlanEmployee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed TradingAbout AxosBorn digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol \"AX\" (NYSE: AX).Learn more about working at AxosPre-Employment Background Check and Drug Test:All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.Equal Employment Opportunity:Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.Job Functions and Work Environment:While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.E-Verify and Right to Work NoticesAxos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.IER Right to Work Poster (English/Spanish)E-Verify Participation Poster (English/Spanish)