Pre-Auditor

Merchants Mortgage & Trust Corporation; Englewood (CO); Hybrid; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health/Dental/Vision

401k Matching plan

Life Insurance

Sick/Vacation Time

Volantary Benefits

Job summary

Merchants Mortgage & Trust Corporation is seeking a detail-oriented Pre-Closing Auditor/Reviewer to join our Loan Operations team in Colorado. You will review loan files for completeness, accuracy, and investor compliance prior to funding.

Responsibilities include analyzing Title Commitments, Homeowners Insurance, Appraisals, and Settlement Statements, calculating prepaid interest and closing costs, and identifying discrepancies with processors, underwriters, and title companies to ensure timely

Qualifications

• Exceptional attention to detail with a high degree of accuracy in all work product.
• Strong organizational skills with multitasking and deadlines.
• Proficiency in Microsoft Office Suite (Outlook, Excel, Word, Teams).
• Ability to learn loan origination and document management systems.
• Strong deductive reasoning and sound decision-making.
• Effective verbal and written communication, both independent and in a team.
• Trustworthy with confidentiality of sensitive financial information.
• Willingness to adapt to changing guidelines and processes.

Responsibilities

• Perform thorough pre-closing audit reviews of loan files for completeness and compliance.
• Review Title Commitments, Homeowners Insurance, Appraisals, and Settlement Statements.
• Calculate and verify prepaid interest, loan fees, closing costs, and wire amounts.
• Identify discrepancies or outstanding conditions and communicate them promptly.
• Collaborate with processors, closers, underwriters, and management to resolve issues.
• Enter and maintain accurate loan data across internal systems.
• Adapt to changing loan guidelines and investor requirements.
• Perform other duties as assigned to support department operations.

Skills

Attention to detail

Organizational skills

Communication skills

Independent worker

Confidentiality

Tools

Excel

Outlook

Word

Teams

Job description

About The Role

An established mortgage company is seeking a detail-oriented and motivated Pre-Closing Auditor/Reviewer to join our Loan Operations team. In this role, you will play a critical part in ensuring the accuracy, completeness, and compliance of loan files prior to funding. You will work closely with loan officers, processors, underwriters, and title companies to review documentation, identify discrepancies, and ensure all conditions and investor requirements are met before closing.

This is a fast-paced, collaborative environment where accuracy and communication are essential to daily success. Experience in real estate, mortgage or title insurance would be helpful, but not required. We are committed to training the right candidate who demonstrates a strong work ethic, eagerness to learn, and exceptional attention to detail.

Contract Type

• Full-Time

Loan Operations Department

Key Responsibilities

• Perform thorough pre-closing audit reviews of loan files to ensure all documentation is complete, accurate, and in compliance with loan conditions and investor guidelines.
• Review and analyze loan documents including Title Commitments, Homeowner’s Insurance, Appraisals, and Settlement Statements to confirm all requirements are satisfied.
• Calculate and verify prepaid interest, loan fees, closing costs, and wire amounts to ensure financial accuracy prior to funding.
• Identify and communicate discrepancies or outstanding conditions to the appropriate team members promptly and professionally.
• Collaborate with processors, closers, underwriters, and management to resolve issues and keep loans on track for timely closing.
• Enter and maintain accurate loan data across multiple internal systems.
• Adapt quickly to changing loan guidelines, investor requirements, and internal processes.
• Perform other duties as assigned by management to support the overall operation of the department.

Required Skills & Qualifications

• Exceptional attention to detail with a high degree of accuracy in all work product.
• Strong organizational skills with the ability to manage multiple tasks and deadlines simultaneously.
• Proficiency in Microsoft Office Suite, including Outlook, Excel, Word, and Teams.
• Ability to learn and navigate loan origination and document management systems.
• Strong deductive reasoning and sound decision-making skills.
• Effective verbal and written communication skills.
• Ability to work both independently and collaboratively as part of a team.
• Trustworthy and accountable, with a commitment to maintaining confidentiality of sensitive financial information.
• Positive, can-do attitude with a willingness to take on new challenges.

Preferred Qualifications

• Prior experience in mortgage, real estate, title insurance, or a related financial services field is a plus, but not required.
• Familiarity with loan documents, Settlement Statements, or title commitments is beneficial.

Work Environment & Expectations

• This is a high-volume environment requiring the ability to stay focused and composed under pressure.
• Team members are expected to engage professionally and constructively with colleagues and management, welcoming performance feedback as an opportunity for growth.
• A commitment to continuous learning is expected — team members are encouraged to stay current on industry guidelines, internal processes, and technical tools to support both personal and company performance.
• After initial training period, this position may be performed in a hybrid work environment.

Requirements

• Excel Skills
• Teams Knowledge

Benefits

• Health/Dental/Vision
• 401k Matching plan
• Life Insurance
• Sick/Vacation Time
• Volantary Benefits