Portfolio Risk Analyst II - Forecasting & Profitability

Credit One Bank; Las Vegas (NV); On-site; USD 90,000 - 115,000; Full time

Job summary

Credit One Bank in Las Vegas seeks a Risk Analyst to join the Portfolio Management and Financial Support team. You will forecast portfolio performance, monitor trends, and identify risks and opportunities impacting profitability.

The role requires 4–5 years in financial services with strong data mining skills and proficiency in analytical tools. You will collaborate across Risk, Marketing, IT, and Finance and present insights to senior leadership.

Qualifications

• Bachelor's degree in Finance, Economics, Decision Sciences, Mathematics, Statistics or related field
• 4-5 years of relevant experience in financial services, finance, or business development
• Knowledge of financial analysis and profitability drivers
• Experience in data mining and analysis to understand risks, concerns, and outcomes
• Advanced use of Access, SQL Server, Oracle, VBA, Python or SAS
• Strong written and verbal communication skills with a customer-focused, professional demeanor
• Create reports, summaries, presentations, and process documents to display results
• Ability to remain highly organized, flexible, and pivot direction when needed
• Ability to collaborate effectively and follow up to ensure deadlines, outcomes and results
• Ability to anticipate issues based on business trends and propose solutions
• Ability to work independently in a fast-paced environment

Responsibilities

• Develop and maintain tools to forecast portfolio performance
• Monitor daily, weekly, and monthly credit card portfolio trends to identify risks and opportunities
• Review and analyze card-member usage and recommend strategies to reduce risk and increase profitability
• Support evaluation of new product ideas with focus on financial impact
• Collaborate across Risk, Marketing, Customer Service, IT, and Finance to develop portfolio trend indicators
• Present results to senior leadership and explain all drivers of profitability
• Serve as expert consultant to senior management on complex issues
• Perform other duties as assigned

Skills

Financial analysis

Data mining & analysis

Communication

Report writing

Portfolio management

Education

Bachelor's degree in Finance/ Economics/ Decision Sciences/ Mathematics/ Statistics

MBA or advanced quantitative degree preferred

Tools

Microsoft Access

SQL Server

Oracle

VBA

Python

SAS

Job description

Credit One Bank in Las Vegas seeks a Risk Analyst to join the Portfolio Management and Financial Support team. You will forecast portfolio performance, monitor trends, and identify risks and opportunities impacting profitability.

The role requires 4–5 years in financial services with strong data mining skills and proficiency in analytical tools. You will collaborate across Risk, Marketing, IT, and Finance and present insights to senior leadership.