Portfolio Manager (VP - SVP Level)

Farm Credit West; United States; On-site; USD 70,000 - 90,000; Full time

Job summary

A financial services institution in Yuma, AZ is seeking a Portfolio Manager to oversee credit delivery, loan servicing, and manage business development activities. The ideal candidate will have an undergraduate degree in a relevant field, along with at least seven years of agricultural lending experience. Responsibilities include ensuring credit quality, developing proposals for customers, and managing customer relationships. This role offers an opportunity to work with a dedicated team in a collaborative environment.

Qualifications

• Seven or more years of experience in agricultural lending.
• Prior supervisory experience preferred.
• Successful track record in structuring and evaluating credit facilities.

Responsibilities

• Manage portfolio activities and direct credit delivery and business development.
• Determine credit risk and make timely decisions on loans.
• Ensure preparation of proposals for customers.

Skills

Credit risk assessment

Loan servicing

Negotiation

Customer service

Education

Undergraduate degree in Agribusiness, Business, Accounting, or Economics

Job description

Location: Yuma, AZ

Job Id:473

# of Openings:1

If you are looking for a rewarding career– Farm Credit West may be a great fit for you. With more than $13 billion in assets, Farm Credit West is a cooperatively-owned institution providing financial services to farmers, ranchers and agribusinesses.

Our employees represent some of the best finance, accounting and credit professionals around, and our technology, administrative and creative staffs are exceptional. The Portfolio Manager is responsible for managing all portfolio activities by directing all credit delivery, loan servicing, business development, public relations and credit training functions of assigned staff. We invite you to join our lending team.

Key job responsibilities

• Develops and implements plans to include achievement of financial, credit and marketing objectives and to meet desired goals.
• Determines credit risk and makes timely and accurate decisions on loans and leases within delegated authority; manages credit facility pricing within delegated authority.
• Ensures development and preparation of effective and competitive proposals for presentation to existing and potential customers. Ensures credit facilities and transactions are properly structured, priced and documented.
• Views credit quality as a personal obligation; exhibits strong/good independent judgment; ensures balanced and consistent loan presentations; responsible for on-going account monitoring; proactive in problem detection and resolution; maintains balance between growth and credit quality.
• Manages staff, customer relationships, marketing efforts for loans, leases and financial services, and external strategic relationships important to Farm Credit West’s mission and customers.

Qualifications

• Undergraduate degree in Agribusiness, Business, Accounting, Economics or related field with seven or more years of experience in agricultural lending. Prior supervisory experience preferred.
• Successful track record in structuring, evaluating and negotiating various types of complex credit facilities.
• Manage excess loans (above delegated authorities), and analyze all sizes and types of lending relationships.
• Manage, monitor and evaluate associates to achieve a high level of customer service and satisfaction as well as credit delivery and sales activity to meet overall business objectives.
• Must be able to travel to perform certain required duties