Portfolio Manager

Farm Credit Bank of Texas; Austin (TX); On-site; USD 90,000 - 140,000; Full time

Job summary

Farm Credit Bank of Texas, headquartered in Austin, TX, seeks a Portfolio Manager to support the growth, management, and ongoing servicing of the loan participation portfolio. The role collaborates with Capital Markets Directors, lenders, and internal teams to evaluate opportunities, coordinate execution, monitor performance, and uphold credit quality and customer service standards.

As a key liaison among lending, credit, legal, syndications, and loan administration, you will handle the full

Qualifications

• Bachelor's degree in Finance, Agribusiness, Business Administration, or a related field.
• 7–10 years of experience in commercial credit, lending, portfolio management, banking, agricultural finance, or related financial services roles.
• Strong understanding of commercial lending, credit analysis, financial statement analysis, and portfolio management principles.
• Experience reviewing and interpreting financial statements, loan agreements, appraisals, tax returns, and related credit documentation.
• Ability to analyze complex transactions and identify key business, credit, and structural risks.
• Strong organizational skills with the ability to manage multiple projects, priorities, and deadlines simultaneously.
• Demonstrated ability to exercise sound business judgment.

Responsibilities

• Support growth and servicing of a portfolio of loan participations by partnering with Capital Markets Directors and internal stakeholders.
• Evaluate new participation opportunities through analysis of financial statements, borrower performance, industry trends, credit risks, loan structures, and eligibility requirements.
• Assist in developing transaction recommendations and supporting documentation for internal approval processes.
• Coordinate participation approval activities and facilitate communication among credit, legal, syndications, lending, and loan administration teams.
• Review credit agreements and related loan documents to identify key terms, covenants, reporting requirements, borrower obligations, and risk considerations.
• Monitor portfolio performance and borrower compliance with financial covenants, reporting requirements, and loan terms.
• Support relationship management activities with originating lenders and other counterparties.
• Maintain accurate portfolio, transaction, and servicing information within reporting and monitoring systems.
• Manage multiple priorities and deadlines while ensuring commitments, servicing activities, and portfolio monitoring responsibilities are completed timely and accurately.
• Assist with portfolio reporting, transaction updates, and management presentations.
• Participate in customer meetings, internal discussions, and occasional travel to support portfolio and relationship management activities.
• Collaborate with Capital Markets Directors and team members to identify opportunities that support portfolio growth, diversification, and profitability objectives.

Skills

Credit analysis

Portfolio management

Relationship management

Commercial lending

Education

Bachelor's degree in Finance or related field

Job description

Farm Credit Bank of Texas is a $42.2 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets.

While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages, and a collaborative workplace culture.

We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world.

Position Description

The Portfolio Manager supports the growth, management, and ongoing servicing of the Bank's loan participation portfolio. This role works closely with Capital Markets Directors, lending partners, and internal stakeholders to evaluate participation opportunities, coordinate transaction execution, monitor portfolio performance, and help ensure credit quality and customer service standards are maintained.

Working as part of the Capital Markets team, the Portfolio Manager supports the full lifecycle of loan participation transactions, from opportunity evaluation and underwriting support through approval coordination, portfolio monitoring, and ongoing relationship management. The role serves as a key liaison among lending, credit, legal, syndications, and loan administration teams to facilitate successful transaction execution and portfolio management.

The position combines credit analysis, portfolio management, transaction coordination, and relationship support responsibilities. The Portfolio Manager helps identify opportunities that support the Bank's growth, diversification, and income objectives while ensuring activities are conducted in accordance with Bank policies, procedures, and risk management standards.

Operating with a high degree of professionalism and sound business judgment, the Portfolio Manager represents Farm Credit Bank of Texas both internally and externally while supporting the Farm Credit System's mission of serving agriculture and rural communities.

Day-to-Day Duties and Responsibilities

• Support the growth and servicing of a portfolio of loan participations by partnering with Capital Markets Directors and internal stakeholders.
• Evaluate new participation opportunities through analysis of financial statements, borrower performance, industry trends, credit risks, loan structures, and eligibility requirements.
• Assist in developing transaction recommendations and supporting documentation for internal approval processes.
• Coordinate participation approval activities and facilitate communication among credit, legal, syndications, lending, and loan administration teams.
• Review credit agreements and related loan documents to identify key terms, covenants, reporting requirements, borrower obligations, and risk considerations.
• Monitor portfolio performance and borrower compliance with financial covenants, reporting requirements, and loan terms.
• Support relationship management activities with originating lenders and other counterparties.
• Maintain accurate portfolio, transaction, and servicing information within reporting and monitoring systems.
• Manage multiple priorities and deadlines while ensuring commitments, servicing activities, and portfolio monitoring responsibilities are completed timely and accurately.
• Assist with portfolio reporting, transaction updates, and management presentations.
• Participate in customer meetings, internal discussions, and occasional travel to support portfolio and relationship management activities.
• Collaborate with Capital Markets Directors and team members to identify opportunities that support portfolio growth, diversification, and profitability objectives.

What You Bring to the Team

Our ideal candidate is a strong financial professional who enjoys credit analysis, portfolio management, relationship building, and working collaboratively to support complex commercial lending transactions.

This role requires a combination of credit analysis, commercial lending, portfolio management, and relationship management experience, including:

• Bachelor's degree in Finance, Agribusiness, Business Administration, or a related field.
• Seven (7) to ten (10) years of experience in commercial credit, lending, portfolio management, banking, agricultural finance, or a related financial services role.
• Strong understanding of commercial lending, credit analysis, financial statement analysis, and portfolio management principles.
• Experience reviewing and interpreting financial statements, loan agreements, appraisals, tax returns, and related credit documentation.
• Ability to analyze complex transactions and identify key business, credit, and structural risks.
• Strong organizational skills with the ability to manage multiple projects, priorities, and deadlines simultaneously.
• Demonstrated ability to exercise sound business judgment