Portfolio Manager II, Commercial Banking Impact

Bank of Marin; Napa (CA); On-site; USD 105,000 - 147,000; Full time

Job summary

Bank of Marin is seeking a Portfolio Manager II to join our Commercial Banking team in Napa, CA. You will manage the underwriting, maintenance, and risk management of a portfolio of commercial credits, partnering with Relationship Managers to support client relationships and guiding loan processes from application to closing.

You will analyze borrower financials, structure credit solutions, and monitor credit quality, while collaborating with Credit Analysts and Credit Administration.

Qualifications

• Bachelor's degree in Business, Finance, Accounting, or related field.
• Minimum 3-5 years of commercial banking, credit analysis, underwriting, or portfolio management experience.
• Strong knowledge of financial statement analysis, commercial credit underwriting, and loan portfolio management.
• Excellent analytical, organizational, communication, and problem-solving skills.
• Experience with commercial loan documentation, credit administration, and relationship support is preferred.

Responsibilities

• Manage commercial loans from application through underwriting, approval, documentation, and closing.
• Analyze borrower financial information and assist in structuring credit solutions.
• Partner with Relationship Managers, Credit Analysts, and Credit Administration to support new and existing client relationships.
• Monitor assigned loan portfolios for credit quality, covenant compliance, maturities, renewals, and exceptions.
• Prepare loan proposals, renewal requests, and related credit documentation.
• Process loan advances and draw requests in accordance with approved loan terms.
• Respond to client inquiries and provide timely, professional service.
• Identify opportunities to deepen client relationships through additional banking products and services.
• Assist with training and development of Credit Analysts as needed.

Skills

credit analysis

underwriting

portfolio management

financial statement analysis

analytical skills

communication

problem solving

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Job description

Bank of Marin is seeking a Portfolio Manager II to join our Commercial Banking team in Napa, CA. You will manage the underwriting, maintenance, and risk management of a portfolio of commercial credits, partnering with Relationship Managers to support client relationships and guiding loan processes from application to closing.

You will analyze borrower financials, structure credit solutions, and monitor credit quality, while collaborating with Credit Analysts and Credit Administration.