Portfolio Manager II

Bank of Marin; Rancho Cordova (CA); On-site; USD 99,000 - 139,000; Full time

Benefits offered by this job

Health coverage

Retirement plan with employer match

Bank‑owned Employee Stock Ownership

Tuition reimbursement

Volunteer program

Job summary

Bank of Marin is seeking a Portfolio Manager II to join our Commercial Banking team in California. You will manage underwriting, maintenance, and risk across a commercial loan portfolio and support Relationship Managers to grow client relationships.

You will oversee the loan process from application to closing, analyze borrower finances, and monitor credit quality while delivering exceptional service. This role emphasizes sound credit judgment and teamwork.

Qualifications

• Bachelor's degree required or equivalent combination of education and experience.
• 3–5 years of commercial banking, credit analysis, underwriting, or portfolio management experience.
• Strong knowledge of financial statement analysis and loan portfolio management.
• Excellent analytical, organizational, and communication skills.

Responsibilities

• Manage commercial loans from application through underwriting, approval, documentation, and closing.
• Analyze borrower financial information and assist in structuring credit solutions.
• Partner with Relationship Managers, Credit Analysts, and Credit Administration to support client relationships.
• Monitor loan portfolios for credit quality, covenant compliance, maturities, renewals, and exceptions.
• Prepare loan proposals, renewal requests, and related credit documentation.
• Process loan advances and draw requests per approved loan terms.
• Respond to client inquiries and provide timely, professional service.
• Identify opportunities to deepen client relationships through additional banking products.

Skills

Credit analysis

Underwriting

Portfolio management

Financial statement analysis

Analytical

Communication

Problem solving

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Job description

Bank of Marin, voted by our employees as one of the \"Best Places to Work\" in the North Bay Business Journal, is seeking a Portfolio Manager II to join our Commercial Banking team.

The Portfolio Manager II is responsible for managing the underwriting, maintenance, and risk management of an assigned portfolio of commercial credits. This position partners closely with Relationship Managers to support both new and existing client relationships while independently managing the loan process from application through closing. The Portfolio Manager II works on moderate to complex commercial lending relationships and is expected to exercise sound credit judgment while delivering exceptional client service and helping identify opportunities to deepen banking relationships.

• Manage commercial loans from application through underwriting, approval, documentation, and closing.


• Analyze borrower financial information and assist in structuring credit solutions.


• Partner with Relationship Managers, Credit Analysts, and Credit Administration to support new and existing client relationships.


• Monitor assigned loan portfolios for credit quality, covenant compliance, maturities, renewals, and exceptions.


• Prepare loan proposals, renewal requests, and related credit documentation.


• Process loan advances and draw requests in accordance with approved loan terms.


• Respond to client inquiries and provide timely, professional service.


• Identify opportunities to deepen client relationships through additional banking products and services.


• Assist with training and development of Credit Analysts as needed.

Professional / Educational Experience:

Bachelor's degree (B.A.) in Business, Finance, Accounting, or a related field, or equivalent combination of education and experience.

Minimum 3 - 5 years of commercial banking, credit analysis, underwriting, or portfolio management experience.

Strong knowledge of financial statement analysis, commercial credit underwriting, and loan portfolio management required. Candidates should possess excellent analytical, organizational, communication, and problem-solving skills, along with the ability to work independently while managing multiple priorities. Experience working with commercial loan documentation, credit administration, and relationship support activities preferred.

The hiring pay range for this position is $99,487 - $139,284.In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

• comprehensive health care coverage


• a retirement savings plan with employer matching opportunity


• bank-paid Employee Stock Ownership Plan


• tuition reimbursement


• employee volunteer program


• and more

Additional details about total compensation and benefits will be provided during the hiring process.

Bank of Marin is an equal opportunity employer. EOE AA Vet/Disability.