Portfolio Management & Credit Specialist

Banco Santander SA; Jericho (NY); On-site; USD 46,000 - 74,000; Full time

Job summary

Banco Santander SA seeks a Specialist, Portfolio Management in the United States. You will work with Relationship Manager to underwrite new loans, support the approval process, and engage in client calls to assess credit risk and non-profit relationships.

This role requires strong credit structuring, underwriting experience, and ability to present analyses clearly. Location is in the United States; base pay ranges from $45,750 to $74,000 per year, with opportunities for growth.

Qualifications

• Education: Bachelor's Degree in a related field or equivalent demonstrated through work experience, training, or education.
• Experience in credit structuring and underwriting and cross selling is required.
• Demonstrates experience and judgment with credit decisions and analysis; strong written and verbal communication.

Responsibilities

• Work with Relationship Manager to develop non-profit loan relationships and underwriting new loans.
• Accompany Relationship Manager on customer calls and review financials.
• Test financial covenants, monitor expirations, and schedule analyst workflow.
• Underwrite credits as needed and provide senior credit analyst support.

Skills

Credit analysis

Underwriting

Quantitative reasoning

Written communication

Problem solving

Education

Bachelor's degree

Job description

Banco Santander SA seeks a Specialist, Portfolio Management in the United States. You will work with Relationship Manager to underwrite new loans, support the approval process, and engage in client calls to assess credit risk and non-profit relationships.

This role requires strong credit structuring, underwriting experience, and ability to present analyses clearly. Location is in the United States; base pay ranges from $45,750 to $74,000 per year, with opportunities for growth.