Corporate Banking Underwriting & Portfolio Mgmt Associate

Santander Bank; New York (NY); On-site; USD 78,000 - 123,000; Full time

Job summary

Banco Santander S.A. in New York is seeking an Associate for Corporate Banking Underwriting & Portfolio Management. The role focuses on underwriting and managing transactions, monitoring risks, and supporting process improvements to drive loan growth and efficiency.

You will mentor juniors and participate in deal structuring and approvals. The candidate should have a finance/credit background, 5+ years in analysis and underwriting, strong communication, and collaboration skills.

Qualifications

• Bachelor’s Degree or equivalent work experience in Finance, Accounting, Management, Economics or related field.
• 5 years of financial analysis, structuring, and portfolio management experience.
• 5 years of underwriting commercial or corporate loan transactions.

Responsibilities

• Lead deal diligence process and identify key risks.
• Review deal documents in data room and third party reports.
• Help structure deals and oversee internal approval processes.
• Manage the legal aspects of the deal process.
• Mentor junior resources on underwriting best practices.

Skills

Communication skills

Analytical skills

Credit & risk analysis

Financial modeling

Microsoft Office

Team collaboration

Credit structuring

Negotiation

Industry knowledge

Credit documentation

Education

Bachelor’s degree or equivalent

Tools

Microsoft Excel

Job description

Banco Santander S.A. in New York is seeking an Associate for Corporate Banking Underwriting & Portfolio Management. The role focuses on underwriting and managing transactions, monitoring risks, and supporting process improvements to drive loan growth and efficiency.

You will mentor juniors and participate in deal structuring and approvals. The candidate should have a finance/credit background, 5+ years in analysis and underwriting, strong communication, and collaboration skills.