Portfolio Management Analyst - Credit & Monitoring

Santander; Miami (FL); Vor Ort; USD 145.000 - 175.000; Vollzeit

Benefits dieser Stelle

Santander Benefits

Zusammenfassung

Santander is seeking a SCIB Portfolio Management Associate in the United States to support portfolio monitoring, credit reviews, and covenant tracking across multiple lending portfolios. You will analyze financial statements, perform spreading, and help maintain documentation for lifecycle events.

The role emphasizes collaboration with Credit, Risk, Agency and Operations to ensure timely reviews and high-quality materials, with a base pay range and benefits described in the posting.

Qualifikationen

• Bachelor degree or equivalent work experience is required.
• Experience with credit analysis, portfolio monitoring and lending documentation is expected.
• Exposure to Infrastructure/Structured/Leveraged Finance or IG lending is preferred.

Aufgaben

• Support quarterly and annual credit reviews with borrower performance and covenant status.
• Perform financial spreading, ratio analysis and borrower updates using statements and systems.
• Maintain portfolio calendars, trackers and evidence for assigned names.
• Monitor covenants, collateral and reporting for ongoing obligations.
• Assist with amendments, waivers and lifecycle events with cross-team coordination.
• Prepare portfolio reports and respond to internal control and regulatory requests.
• Collaborate with Front Office, Risk, Credit and Operations to resolve issues.

Kenntnisse

Analytical skills

Organizational skills

Written communication

Financial spreading

Covenant calculations

Excel skills

Deadline management

Ausbildung

Bachelor degree or equivalent

Tools

Credit analysis systems

Jobbeschreibung

Santander is seeking a SCIB Portfolio Management Associate in the United States to support portfolio monitoring, credit reviews, and covenant tracking across multiple lending portfolios. You will analyze financial statements, perform spreading, and help maintain documentation for lifecycle events.

The role emphasizes collaboration with Credit, Risk, Agency and Operations to ensure timely reviews and high-quality materials, with a base pay range and benefits described in the posting.