Senior Loan Underwriting & Portfolio Manager

Santander Consumer USA Inc.; New York (NY); On-site; USD 145,000 - 175,000; Full time

Benefits offered by this job

Santander Benefits

Job summary

Santander Consumer USA Inc. seeks an Associate in CIB Underwriting & Portfolio Management to manage a complex loan portfolio, monitor risks, and support growth initiatives.

You will lead deal diligence, review documents, and guide teams through internal approvals while mentoring junior staff. The role requires 5+ years in financial analysis and underwriting, strong communication, and proficiency in financial modeling and regulatory knowledge.

Qualifications

• 5+ years financial analysis, structuring, underwriting, and portfolio management.
• 5+ years experience with underwriting loan transactions.
• Superior written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Experience in fast-paced environments with minimal supervision.
• Proficient in Microsoft Office including Word, Excel and PowerPoint.

Responsibilities

• Leads deal diligence process with identification of key risks.
• Reviews deal documents and third party reports from data room.
• Helps structure deals and leads internal approval discussions.
• Mentors junior resources on underwriting best practices.

Skills

Financial analysis

Underwriting

Portfolio management

MS Office

Credit structures

Strong communication

Teamwork

Financial modeling

Credit risk

Regulatory knowledge

Education

Bachelor's Degree

Tools

Excel

PowerPoint

Word

Job description

Santander Consumer USA Inc. seeks an Associate in CIB Underwriting & Portfolio Management to manage a complex loan portfolio, monitor risks, and support growth initiatives.

You will lead deal diligence, review documents, and guide teams through internal approvals while mentoring junior staff. The role requires 5+ years in financial analysis and underwriting, strong communication, and proficiency in financial modeling and regulatory knowledge.