Personal Lines High Net Worth Account Executive

CWA Recruiting; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

CWA Recruiting in NYC seeks a Personal Lines High Net Worth Account Executive who tracks lifestyle changes affecting risk and coverage. You will conduct annual reviews and negotiate with carriers for clients while delivering tailored solutions.

You will generate new business through referrals, deepen relationships with existing clients, and manage 120-day pre-renewal marketing, with a focus on HNW portfolios and proactive risk management.

Qualifications

• NY Property & Casualty (P&C) License required.
• 10+ years of Personal Lines insurance experience, especially with HNW clients.
• Proficiency in Microsoft Word and Excel.
• College degree preferred.
• CPCU or CIC designation advantageous.
• Office-based role; five days onsite and professional attire required.

Responsibilities

• Track changes in clients' lifestyles that affect risk profiles and coverages.
• Conduct annual reviews of clients' insurance programs.
• Negotiate with carriers on behalf of clients.
• Generate new business through referrals and centers of influence.
• Prepare and manage new business and renewal marketing 120 days before renewal.
• Coordinate quotes and renewals with carrier underwriters.
• Recommend coverage enhancements and risk management strategies for HNW clients.

Skills

Microsoft Word

Microsoft Excel

Education

College degree

CPCU or CIC (advantageous)

P&C License (NY)

Tools

AMS 360 or similar

Job description

Personal Lines High Net Worth Account Executive

NYC

Description

The Personal Lines High Net Worth Account Executive tracks changes in clients' lifestyles that affect their risk profiles and coverages. This role includes annual reviews of clients' insurance programs and negotiating with carriers on behalf of clients while providing solutions. The Account Executive also generates new business by securing referrals from existing clients and centers of influence, along with deepening relationships with current clients. Utilizing extensive market knowledge, the executive recommends suitable coverages, limits, stewardship programs, and risk management strategies. This role plays a vital part in effectively supporting our Ultra High Net Worth Clients' portfolio. The executive prepares and manages new business and renewal marketing 120 days before renewal, analyzes exposure data, and suggests appropriate coverage enhancements for High Net Worth clients. Responsibilities include coordinating quotes and renewals with carrier underwriters, negotiating terms as necessary, and staying updated on carrier appetites and product changes.

Requirements

Candidates should hold a NY Property & Casualty (P&C) License and possess over 10 years of personal lines insurance experience, particularly with HNW clients. Proficiency in Microsoft Office—Word and Excel is essential, and a college degree is preferred. Professional designations such as CPCU or CIC are advantageous. Previous experience with AMS 360 or similar systems is also preferred. The position requires working in the office five days a week, as the company values “office synergy and professionalism.” Proper attire is necessary.