Payments & Risk Manager

TOP; United States; Remote; USD 180,000 - 260,000; Full time

Benefits offered by this job

Remote work setup with global hubs

Medical expense coverage

Generous paid time off: 20 vacation, 0

AI model access via mira.tg

Job summary

Tribute, the leading monetization platform on Telegram, seeks a Payments Risk Leader to own fraud and chargeback risk end to end across the company. You will manage the payment provider portfolio, design routing strategies, and drive risk initiatives with cross-functional teams including Support, Moderation and Engineering.

With deep card payments knowledge and hands-on SQL, you will collaborate with providers, acquirers and card schemes to optimize conversion and reduce costs, while expanding

Qualifications

• Must have 5+ years in payments with ownership of fraud or risk outcomes.
• Deep knowledge of card payments, 3DS, chargeback lifecycle and card-scheme monitoring.
• Track record of negotiating with and launching payment providers.
• Strong analytical skills with hands-on SQL.

Responsibilities

• Own company fraud and chargeback risk end to end, including risk strategy and controls.
• Keep chargeback ratios within card-scheme thresholds across all providers.
• Own the payment provider portfolio and lead provider launches.
• Design payment routing and cascading strategy to grow conversion and cut costs.
• Build the risk function across Support, Moderation and Engineering.
• Act as key risk and payments counterpart for providers, acquirers and card schemes.

Skills

5+ years payments ownership

Card payments & 3DS knowledge

Negotiating with payment providers

SQL analytics

Job description

Responsibilities

• Own company fraud and chargeback risk end to end, including risk strategy and controls
• Keep chargeback ratios within card-scheme thresholds across all providers
• Own the payment provider portfolio and lead provider launches
• Design payment routing and cascading strategy to grow conversion and cut costs
• Build the risk function across Support, Moderation and Engineering
• Act as key risk and payments counterpart for providers, acquirers and card schemes

Requirements

• 5+ years in payments with ownership of fraud or risk outcomes
• Deep knowledge of card payments, 3DS, chargeback lifecycle and card-scheme monitoring
• Track record of negotiating with and launching payment providers
• Strong analytical skills with hands-on SQL

Preferred Qualifications

• Familiarity with crypto payments

Benefits

• Remote setup with access to hubs in Dubai, Yerevan, London and Belgrade
• Medical expense compensation and provision of equipment
• 20 working days paid vacation, 11 days off and 14 days paid sick leave per year
• Access to advanced AI models via mira.tg

About the Company

Tribute is the leading monetization platform on Telegram, serving 60k+ creators through donations, subscriptions, paid content and physical products.