Payments & AML Counsel for Product & Regulation

WeHireYou; United States; Remote; USD 160,000 - 230,000; Full time

Job summary

Mercury, a fintech banking platform, seeks a Counsel to navigate the intersection of product, regulation, and financial infrastructure in the Payments & AML space. You will advise on regulatory considerations across payment rails, product launches, and partner relationships while shaping scalable guidance for the organization.

You will collaborate with Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal to embed legal thinking early in development, ensuring compliant,

Qualifications

• 4+ years of legal experience.
• Active license to practice law in at least one U.S. jurisdiction.
• Experience supporting fintechs, banks, payment companies, or regulators with payments- or AML-related exposure.
• Strong working knowledge of payments-related regulatory frameworks.
• Familiarity with BSA/AML and sanctions requirements.
• Excellent communication and stakeholder management skills.
• Ability to navigate ambiguity with proactive ownership.
• Genuine curiosity about financial products and regulatory landscape.
• Experience with AI in legal workflows is a plus.

Responsibilities

• Advise on payments products and infrastructure within regulatory constraints.
• Collaborate across Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal.
• Assist in launching new payment capabilities while assessing risks.
• Support financial crimes initiatives with AML and sanctions teams.
• Develop scalable legal frameworks and guidance for consistent decision-making.
• Apply AI tools to improve efficiency in legal workflows.
• Stay adaptable as regulatory and product landscapes evolve.

Skills

Legal experience

Regulatory knowledge

Communication skills

Judgment in ambiguous environments

Ownership mindset

AI in legal workflows

Regulatory insight into fintech

Job description

Mercury, a fintech banking platform, seeks a Counsel to navigate the intersection of product, regulation, and financial infrastructure in the Payments & AML space. You will advise on regulatory considerations across payment rails, product launches, and partner relationships while shaping scalable guidance for the organization.

You will collaborate with Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal to embed legal thinking early in development, ensuring compliant,