Originating Branch Manager

Unify Home Lending, Inc; Toms River (NJ); Hybrid; USD 36,000 - 232,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k)

Job summary

AnnieMac Home Mortgage is seeking a full-time Originating Branch Manager in New Jersey to supervise their branch and originate loans. The role involves building client referral networks, recruiting MLOs, training staff, and ensuring loan quality and policy compliance from application through closing.

Ideal candidates will have a Mortgage Loan Originator license, strong knowledge of underwriting guidelines, and excellent communication skills.

Qualifications

• Must hold a Mortgage Loan Originator license.
• Strong knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Familiar with credit underwriting and property eligibility for FNMA, FHLMC, FHA, VA and investors.
• Knowledge of local, state and national mortgage laws including Truth-in-Lending, RESPA.

Responsibilities

• Establish and maintain client referral relationships with realtors, builders and developers; make sales calls to develop new business or retain existing customers.
• Recruit and hire MLOs for the branch and motivate staff to achieve maximum production.
• Train and oversee branch staff on proper techniques and standards with follow-through.
• Monitor loan quality and MLO compensation to balance production with policy.
• Oversee the loan process from application to closing and maintain professional image and standards.
• Ensure compliance with company policies and procedures and act as primary customer point of contact.

Skills

Mortgage industry knowledge

Sales-oriented

Excellent communication

Analytical skills

Education

High School

Job description

Job DetailsJob Location: 6200 Toms River Washington St - Toms River, NJ 08753Position Type: Full TimeEducation Level: High SchoolSalary Range: $35,568.00 - $232,000.00 SalaryJob Category: FinanceAnnieMac Home Mortgage is looking to hire a Full Time Originating Branch Manager to be responsible for supervising their own branch and originating loans. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the National Director of Branch Development, the job responsibilities of the Originating Branch Manager position include, but are not limited, to the following:

• Establish and maintain client referral relationships with Realtors, builders and developers and make sales calls on potential or existing customers to develop new business or retain existing business.
• Recruit and hire MLOs for the branch and motivate staff to achieve maximum production levels.
• Train and oversee the branch staff relative to proper techniques and standards, with appropriate follow-through.
• Monitor quality of loans originated by MLOs and ensure they are within company policy guidelines. Also, monitor MLO compensation plans and keep them in balance with production.
• Responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and pre-qualifying potential home buyers; taking complete and accurate applications; obtaining all necessary support documents along with the appropriate fee and lock-in information; overseeing the loan process by monitoring loan status and ensuring conformity with terms; assisting in collecting additional documents and promptly communication loan status to all interested parties, and obtaining loan documentation after closing.
• Maintain a professional image and standards consistent with company policies and procedures.

Qualifications

• Must hold a Mortgage Loan Originator license.
• Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
• Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.).
• Must have excellent communication skills and the ability to analyze financial information.
• Must be a sales-oriented self-starter.

• AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.

***AnnieMac Home Mortgage is an Equal Opportunity Employer***

***AnnieMac Home Mortgage participates in E-Verify***