Onsite Real Estate Loan Processor

texasfirstbank; Texas City (TX); On-site; USD 42,000 - 65,000; Full time

Job summary

Texas First Bank is seeking a Loan Processor to handle real estate loans, prepare disclosures, and coordinate closings. The role requires attention to detail and the ability to manage multiple tasks in a fast-paced environment.

The position is onsite with standard hours, Monday through Friday, 8:00 am to 5:00 pm. Candidates should have about two years of real estate loan processing experience and familiarity with bank regulations and internal software like FLO.

Qualifications

• Two years of real estate loan processing experience preferred.
• Strong attention to detail and accuracy.
• Able to manage high work volumes under deadline pressure.
• Proficient in Microsoft Office.
• Onsite position with standard hours 8:00 am to 5:00 pm, Monday–Friday.

Responsibilities

• Review credit applications and credit reports for accuracy and compliance with bank regulations.
• Prepare initial disclosures required by Federal regulators.
• Order title searches, appraisals/evaluations, and surveys from third-party vendors.
• Prepare documentation for real estate loans, including modifications and extensions, using FLO and Bank Attorneys.
• Record loans in the Bank’s system and prepare GL tickets for funding.
• Verify loan packages for accuracy and policy compliance.
• Communicate deficiencies to Production Officers and Lending Assistants for corrections.
• Serve as primary contact for loan documentation questions internally.
• Verify insurance coverage before closings and coordinate closings with Title Company.
• Provide pay-off statements as needed and arrange lien releases.
• Image and track customers’ financial information and HMDA packages when required.
• Stay current with bank procedures, policies, and regulations.

Skills

Decision-making

Organizational skills

Attention to detail

Multi-tasking

Prioritizing

Microsoft Office

Education

High school diploma or equivalent

Tools

Salesforce

FLO loan system

Job description

Texas First Bank is seeking a Loan Processor to handle real estate loans, prepare disclosures, and coordinate closings. The role requires attention to detail and the ability to manage multiple tasks in a fast-paced environment.

The position is onsite with standard hours, Monday through Friday, 8:00 am to 5:00 pm. Candidates should have about two years of real estate loan processing experience and familiarity with bank regulations and internal software like FLO.