On-Site Credit Analyst — Community Banking & Risk Insight

Journey Bank; Bloomsburg (Columbia County); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

401(k) with company match

Paid holidays

Vacation time

Job summary

Journey Bank seeks a full-time Credit Analyst to join our team and work on-site at our Bloomsburg or South Williamsport, PA locations. The role performs credit analysis, cash flow evaluation, and documentation to support lending decisions.

Responsibilities include data gathering, spreading financials, presenting findings to loan officers, and conducting annual reviews with risk grading. Requires a BS/BA in business and at least 2 years of related experience.

Qualifications

• Requires a B.S./B.A. in Business or related field and specialized financial analysis training preferred.
• Minimum of two years of related experience.
• Proficient reading, writing, math, and communication skills; knowledge of lending regulations.

Responsibilities

• Perform data gathering for prospective and active borrowing accounts.
• Input financial statements and tax returns into spreading software for analysis.
• Analyze data and evaluate prospects; perform cash flow analysis and provide support to loan officers.
• Make loan recommendations and document supporting information.
• Conduct annual reviews and assign risk grades based on financial performance.

Skills

Financial analysis

Credit analysis

Cash flow analysis

Data interpretation

Communication skills

Education

Bachelor's degree in Business or related field

Tools

Spreading software

Job description

Journey Bank seeks a full-time Credit Analyst to join our team and work on-site at our Bloomsburg or South Williamsport, PA locations. The role performs credit analysis, cash flow evaluation, and documentation to support lending decisions.

Responsibilities include data gathering, spreading financials, presenting findings to loan officers, and conducting annual reviews with risk grading. Requires a BS/BA in business and at least 2 years of related experience.