Note Clerk

INTERNATIONAL BANK OF COMMERCE; Eagle Pass (TX); On-site; USD 42,000 - 64,000; Full time

Benefits offered by this job

Medical Plan

Employer Paid Life Insurance

Flexible Spending Program

401k

Profit Sharing Program

Vision

Dental

Disability

Tuition Assistance Program

Sick Leave

Vacation

Paid Holidays

Job summary

IBC Bank in Texas is seeking a Note Specialist to book new loans, modify existing loans, and ensure accurate posting on the bank's core system. This in-office, full-time role requires meticulous attention and teamwork.

You will perform reconciliations, prepare loan portfolio reports for management, and support lending staff with loan history requests while maintaining complete loan documentation. Bilingual English/Spanish preferred, with a focus on accuracy and customer service.

Qualifications

• High School Diploma or GED required.
• Excellent verbal and written communication skills.
• Strong organizational skills with the ability to manage multiple ongoing assignments.
• Proficient in Microsoft Word, Excel, and Outlook.
• Bilingual in English and Spanish preferred.

Responsibilities

• Process loan proceeds according to funding instructions and make general ledger entries for fees.
• Boards new loans, renewals, and process modifications on the core banking platform.
• Audit system maintenance journals to ensure data accuracy.
• Prepare daily, monthly, and quarterly loan reconciliations across multiple ledgers.
• Coordinate timely posting to the loan accounts.
• Create interest calculations and reconcile against the core system.
• Maintain accurate and complete records of original loan documentation.
• Deliver accurate and timely loan payoff requests.
• Prepare loan portfolio reports for management meetings.
• Assist lending personnel with loan history requests.
• Other duties as assigned.

Skills

Verbal communication

Written communication

Organizational skills

MS Word

MS Excel

Outlook

Bilingual (English/Spanish)

Education

High School Diploma or GED

Job description

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.

Time Type: Full time. This is an in-office position. Department: 203 Note Department.

Job Summary

The Note Specialist is responsible for booking new loans and modifying existing loans on to the bank’s core system.

Essential Job Functions

• Process loan proceeds according to the funding instructions and make the appropriate general ledger account entries for fees collected
• Boards new loans, renewals, and process modifications onto the bank’s core banking platform
• Audits system maintenance journals to ensure data accuracy
• Prepares daily, monthly, and quarterly loan reconciliations across multiple general ledgers
• Coordinates the timely and proper posting to the loan account
• Creates interest calculations as necessary and reconciles against the bank’s core system
• Maintains accurate and complete records of original loan documentation
• Delivers accurate and timely loan payoff requests
• Prepares loan portfolio reports used in various management meetings
• Assists lending personnel with customer requests relating to loan history activity
• Other duties as assigned

Skills

• Excellent verbal and written communication skills required
• Excellent organizational skills with the ability to manage multiple on-going assignments
• Possess very strong technical/computer skills including Microsoft Word, Excel, and Outlook preferred
• Bilingual in English and Spanish preferred

Education & Knowledge

High School Diploma or GED required IBC Bank was founded in 1966 to meet the needs of small businesses in Laredo, Texas. The bank's success is a result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. Our commitment to "Do More" for the communities we serve permeates our company from top down. The success of IBC and it's 50 consecutive years of growth and profitability are due to strong leadership, customer centric business philosophy and our motto of "Doing More" in our communities.

Benefits

Wait there's more! We offer a comprehensive benefits package, based on eligibility, benefits include:

• Medical Plan
• Employer Paid Life Insurance
• Flexible Spending Program
• 401k
• Profit Sharing Program
• Supplemental Benefit Programs such as: Vision
• Dental
• Disability
• Tuition Assistance Program
• Sick Leave
• Vacation
• Paid Holidays