Multifamily CRE Credit Risk Analyst

Next Frontier Capital; Irvine (CA); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase in Irvine, CA seeks a Credit Officer Associate to conduct credit analysis and due diligence for commercial real estate transactions, focused on multifamily lending. You will work in a fast-paced, high-volume environment with a collaborative team that emphasizes learning and mentorship.

The role requires a Bachelor's in business/finance and 2 years CRE lending experience, plus strong financial analysis, communication, and regulatory acumen.

Qualifications

• Bachelor's degree in business or finance.
• 2 years of experience in commercial real estate lending or 3 years in other banking/finance.
• Strong understanding of multifamily property valuations and cash flow analysis.
• Excellent verbal and written communication and problem-solving skills.
• Ability to manage competing priorities in a high-volume environment while maintaining attention to detail.
• Familiarity with regional markets and municipal regulations.
• Proficiency in Word, Excel, and PowerPoint; able to adapt to proprietary systems.

Responsibilities

• Implement credit analysis on commercial real estate and multifamily loans.
• Identify issues, evaluate results, and provide timely recommendations.
• Build relationships with internal stakeholders (sales, processing, closing, legal).
• Apply policies, standards, and regulatory requirements to credit analyses.
• Apply data analysis to interpret results and inform management.
• Monitor industry trends to enhance decision-making and maintain a competitive edge.

Skills

Credit analysis

Financial analysis

Cash flow analysis

Multifamily lending

Communication skills

Education

Bachelor's degree in business or finance

Tools

Microsoft Word

Excel

PowerPoint

Proprietary systems

Job description

JPMorgan Chase in Irvine, CA seeks a Credit Officer Associate to conduct credit analysis and due diligence for commercial real estate transactions, focused on multifamily lending. You will work in a fast-paced, high-volume environment with a collaborative team that emphasizes learning and mentorship.

The role requires a Bachelor's in business/finance and 2 years CRE lending experience, plus strong financial analysis, communication, and regulatory acumen.