Credit Risk Associate - Multifamily Real Estate Lending

JPMorgan Chase & Co.; Plano (TX); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. is seeking an Associate Credit Officer in Credit Risk to evaluate post‑closing multifamily CRE loans in a fast‑paced, high‑volume setting in Plano, Texas.

You will analyze cash flows, assess risks, and collaborate with internal stakeholders across sales, processing, closing and legal to support informed credit decisions and maintain strong risk controls. This role emphasizes attention to detail, clear communication and proactive problem solving.

Qualifications

• Minimum 2+ years of CRE lending or 3+ years in banking/finance.
• Strong cash flow, valuation and financial statement analysis.
• Fast-paced, collaborative environment with keen attention to detail.
• Excellent verbal and written communication and problem solving.
• Ability to prioritize and manage credit analysis tasks.

Responsibilities

• Oversee credit analysis on post-closing CRE/multifamily loans.
• Evaluate and manage risks in each transaction.
• Build strong relationships with internal stakeholders (sales, processing, closing, legal).
• Understand policies, standards and regulatory requirements.
• Apply data analysis to provide insights and recommendations.

Skills

Credit analysis

Financial analysis

Cash flow analysis

Risk assessment

Communication skills

Attention to detail

MS Office / Excel

Education

Bachelor's degree in accounting/finance

Tools

Microsoft Word

Excel

PowerPoint

Proprietary systems

Job description

JPMorgan Chase & Co. is seeking an Associate Credit Officer in Credit Risk to evaluate post‑closing multifamily CRE loans in a fast‑paced, high‑volume setting in Plano, Texas.

You will analyze cash flows, assess risks, and collaborate with internal stakeholders across sales, processing, closing and legal to support informed credit decisions and maintain strong risk controls. This role emphasizes attention to detail, clear communication and proactive problem solving.