Credit Risk Associate - CRE Lending & Analysis

JPMorganChase; Plano (TX); On-site; USD 90,000 - 125,000; Full time

Job summary

JPMorganChase in Plano, TX is seeking an Associate Credit Officer in the Credit Risk team to evaluate and identify risks for post-closing multifamily commercial real estate loans. You will analyze data to support management in making well-informed credit decisions on loans from $1MM to $25MM+, in a fast-paced, collaborative environment.

The role requires 2+ years in CRE lending or 3+ years in banking/finance, with strong financial analysis and communication skills.

Qualifications

• 2+ years in commercial real estate lending or 3+ years in banking/finance.
• Strong understanding of multifamily real estate valuations and cash flow analysis.
• Strong financial analysis of cash flows, valuations, and personal financial statements.
• Proven ability to thrive in fast-paced, collaborative environments with strong attention to detail.
• Excellent verbal and written communication and problem-solving skills.
• Ability to prioritize, plan, and manage credit analysis and other assignments.
• Proficiency in Microsoft Word, Excel, and PowerPoint; able to adapt to proprietary systems.

Responsibilities

• Oversee all aspects of credit analysis on post-closing commercial real estate/multifamily loans.
• Evaluate and manage risks in each transaction.
• Build and maintain relationships with internal business stakeholders including sales, processing, closing, and legal.
• Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements.
• Apply data analysis techniques to interpret results and provide insights and recommendations to management.
• Keep up with industry trends and best practices in credit risk management to enhance decision-making.

Skills

Credit analysis

CRE lending

Financial analysis

Risk management

Stakeholder relations

Regulatory understanding

Excel

PowerPoint

Education

Bachelor's degree preferred

Job description

JPMorganChase in Plano, TX is seeking an Associate Credit Officer in the Credit Risk team to evaluate and identify risks for post-closing multifamily commercial real estate loans. You will analyze data to support management in making well-informed credit decisions on loans from $1MM to $25MM+, in a fast-paced, collaborative environment.

The role requires 2+ years in CRE lending or 3+ years in banking/finance, with strong financial analysis and communication skills.