Mortgage Quality Assurance Specialist

Community Bank, N.A.; City of Olean (NY); On-site; USD 26,000 - 35,000; Full time

Job summary

Community Bank, N.A. is seeking a Mortgage Processor to review loan applications and supporting documentation to ensure credit worthiness and regulatory compliance.

The role requires adherence to TILA-RESPA, ATR/QM, and HMDA, and collaboration with loan offices and attorneys to resolve issues. Ideal candidates hold an associate degree or mortgage processing/real estate closing experience, with strong written and verbal communication, mathematics and analytical skills.

Qualifications

• Associates degree or equivalent mortgage processing experience required.
• Proficient reading, writing, grammar and mathematics skills.
• Ability to analyze income, assets and credit.
• Two years mortgage experience preferred.

Responsibilities

• Understand, review and maintain compliance with TILA-RESPA, ATR/QM, HMDA.
• Review loan applications and supporting docs to assess credit worthiness.
• Adhere to bank QC timing requirements.
• Provide corrective action on findings to management.
• Review closing documents for regulatory compliance and coordinate with attorneys.
• Review LE and CD for RESPA compliance.
• Prepare loans to proceed to closing table.
• Review flood files and participate in writing procedures.
• Maintain ongoing compliance with laws, policies, and training.

Skills

Mortgage processing

Analytical skills

Written & verbal communication

Education

Associates Degree or equivalent mortgage processing experience

Tools

MS Word

MS Excel

Job description

Community Bank, N.A. is seeking a Mortgage Processor to review loan applications and supporting documentation to ensure credit worthiness and regulatory compliance.

The role requires adherence to TILA-RESPA, ATR/QM, and HMDA, and collaboration with loan offices and attorneys to resolve issues. Ideal candidates hold an associate degree or mortgage processing/real estate closing experience, with strong written and verbal communication, mathematics and analytical skills.