Mortgage Processing Specialist - Closings & Compliance

Heritage Bank Nebraska; Hastings (NE); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Holiday pay

Disability insurance

Life insurance

Maternity/Parental leave

401(k) with employer match

Health insurance

Paid time off

Vision insurance

Dental insurance

Job summary

Heritage Bank Nebraska seeks a Mortgage Processor to manage residential mortgage files from application through closing, funding and post-closing. You will coordinate with borrowers, title companies, appraisers, realtors, and staff to ensure timely progression and accuracy.

The role requires strong knowledge of underwriting fundamentals, TRID/RESPA compliance, and mortgage documentation. You will support audits, produce reports, and identify process improvements to enhance efficiency and file

Qualifications

• 3–5 years in residential mortgage processing, closing or underwriting support.
• Knowledge of conventional, government, secondary market programs.
• Understanding of TRID, RESPA, disclosures, and compliance.
• Experience with loan origination and imaging systems and MS Office.
• Ability to manage a mortgage pipeline and meet deadlines.

Responsibilities

• Manage mortgage files from application to closing, funding and post-closing.
• Review applications for completeness, accuracy, compliance and eligibility.
• Collect and verify borrower income, assets, employment, credit and collateral.
• Prepare disclosures and loan docs per regulatory requirements.
• Coordinate with title companies, appraisers, realtors and others to progress loans.
• Prepare loan packages for underwriting and track conditions to final approval.
• Coordinate closing disclosures and funding documents.
• Generate pipeline and production reports.
• Support audits, compliance reviews, and quality control.
• Identify process improvements to boost efficiency and quality.

Skills

Mortgage processing

Closing coordination

Underwriting support

Mortgage programs knowledge

Regulatory compliance

Document review

MS Office

Tools

LOS systems

Automated underwriting systems

Imaging platforms

Document preparation software

Job description

Heritage Bank Nebraska seeks a Mortgage Processor to manage residential mortgage files from application through closing, funding and post-closing. You will coordinate with borrowers, title companies, appraisers, realtors, and staff to ensure timely progression and accuracy.

The role requires strong knowledge of underwriting fundamentals, TRID/RESPA compliance, and mortgage documentation. You will support audits, produce reports, and identify process improvements to enhance efficiency and file