Mortgage Loan Processor

Cornhusker-Bank; Lincoln (NE); On-site; USD 50,000 - 70,000; Full time

Job summary

Cornhusker Bank is seeking a Mortgage Loan Processor in Lincoln, NE. You will manage loan files, collect and verify borrower documents, and prepare disclosures through underwriting to funding.

The role emphasizes accuracy, regulatory compliance, and timely processing while delivering excellent customer service to borrowers and collaborating with Mortgage Loan Officers and underwriters.

Qualifications

• High school diploma or equivalent required.
• Two or more years of mortgage lending, loan processing, or related financial services experience preferred.
• Working knowledge of mortgage lending regulations, compliance requirements, and secondary market guidelines.
• Strong attention to detail with excellent organizational and time-management skills.
• Effective verbal and written communication skills with the ability to build positive relationships with customers and team members.
• Ability to prioritize multiple tasks and meet deadlines in a fast-paced environment.
• Strong problem-solving skills, sound judgment, and commitment to accuracy.
• Proficiency in mortgage loan origination systems and Microsoft Office applications.

Responsibilities

• Manage mortgage loan files from application through underwriting, ensuring documentation is complete, accurate, and organized.
• Collect, review, and verify required borrower documentation, including employment, income, assets, deposits, and reserves.
• Prepare and deliver Loan Estimates, Closing Disclosures, and other required documentation in accordance with regulatory requirements and bank policies.
• Enter and maintain loan information within the loan origination system with a high degree of accuracy.
• Order and track appraisals, flood certifications, credit reports, private mortgage insurance, and tax transcripts.
• Review incoming verifications, inspections, and supporting documentation to ensure compliance with underwriting and secondary market guidelines.
• Coordinate with borrowers, Mortgage Loan Officers, underwriters, title companies, and other stakeholders to facilitate a smooth loan process.
• Maintain productivity, quality, and turnaround time expectations while ensuring regulatory compliance.
• Deliver exceptional customer service and serve as a knowledgeable resource throughout the mortgage lending process.
• Stay current on mortgage lending regulations, market requirements, bank products, and system enhancements.

Skills

Mortgage processing

Documentation

Regulatory compliance

Customer service

Loan origination system

Microsoft Office

Education

High School Diploma

Tools

Mortgage LOS

Microsoft Office

Job description

Mortgage Loan Processor (Full Time)
Location: Lincoln, NE

WHAT YOU'LL DO

• Manage mortgage loan files from application through underwriting, ensuring documentation is complete, accurate, and organized.
• Collect, review, and verify required borrower documentation, including employment, income, assets, deposits, and reserves.
• Prepare and deliver Loan Estimates, Closing Disclosures, and other required documentation in accordance with regulatory requirements and bank policies.
• Enter and maintain loan information within the loan origination system with a high degree of accuracy.
• Order and track appraisals, flood certifications, credit reports, private mortgage insurance, and tax transcripts.
• Review incoming verifications, inspections, and supporting documentation to ensure compliance with underwriting and secondary market guidelines.
• Coordinate with borrowers, Mortgage Loan Officers, underwriters, title companies, and other stakeholders to facilitate a smooth loan process.
• Maintain productivity, quality, and turnaround time expectations while ensuring regulatory compliance.
• Deliver exceptional customer service and serve as a knowledgeable resource throughout the mortgage lending process.
• Stay current on mortgage lending regulations, market requirements, bank products, and system enhancements.

ADDITIONAL RESPONSIBILITIES

• Support departmental operations through document management, scanning, filing, and reporting activities.
• Maintain knowledge of bank policies, procedures, products, and industry changes.
• Participate in training and professional development opportunities.
• Perform other duties and special projects as assigned.

WHAT YOU'LL BRING

• High school diploma or equivalent required.
• Two or more years of mortgage lending, loan processing, or related financial services experience preferred.
• Working knowledge of mortgage lending regulations, compliance requirements, and secondary market guidelines.
• Strong attention to detail with excellent organizational and time-management skills.
• Effective verbal and written communication skills with the ability to build positive relationships with customers and team members.
• Ability to prioritize multiple tasks and meet deadlines in a fast-paced environment.
• Strong problem-solving skills, sound judgment, and commitment to accuracy.
• Proficiency in mortgage loan origination systems and Microsoft Office applications.

WHY JOIN CORNHUSKER BANK?

At Cornhusker Bank, you'll be part of a team that values relationships, integrity, and exceptional service. You'll have the opportunity to make a difference in the lives of our customers while growing your career in a supportive and collaborative environment.

This version is more appealing to candidates because it focuses on helping customers achieve homeownership, teamwork, career growth, and the impact of the role, rather than reading as a compliance-focused task list.

Cornhusker Bank is an Equal Opportunity Employer/Veteran/Disabled

Cornhusker Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws. Cornhusker Bank strictly prohibits and does not tolerate discrimination against employees, applicants, or any other covered persons because of protected applicable federal, state or local law. All Cornhusker Bank employees, other workers and representatives are prohibited from engaging in unlawful discrimination. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, training, promotion, discipline, compensation, benefits, and separation of employment.

NOTICE: Federal law requires all employers to verify the identity and employment eligibility of all persons hired to work in the United States. Cornhusker Bank participates in E-Verify. We will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee’s Form I-9 to confirm work authorization.

IMPORTANT: If the Government cannot confirm that you are authorized to work, this employer is required to provide you written instructions and an opportunity to contact SSA and/or DHS before taking adverse action against you, including terminating your employment. For more information on E-Verify, please contact DHS at 1-888-464-4218.

Employers may not use E-Verify to pre-screen job applicants or to re-verify current employees and may not limit or influence the choice of documents presented for use on the Form I-9. If you believe that your employer has violated its responsibilities under this program or has discriminated against you during the verification process based upon your national origin or citizenship status, please call the Office of Special Counsel at 1-800-255-7688 (TDD: 1-800-237-2515).