Mortgage Processing Specialist — Close Loans Efficiently

Heritage Bank; Hastings, Aurora (NE, NE); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Holiday pay

Disability insurance

Life insurance

Maternity/Parental leave

401(k) with employer match

Health insurance

Paid time off

Vision insurance

Dental insurance

Job summary

Heritage Bank in Hastings, Nebraska is seeking a Mortgage Processor to manage residential loan files from application to closing and post-closing, coordinating with borrowers, title companies, appraisers, and underwriters to keep pipelines moving.

The role emphasizes accuracy, regulatory compliance, and timely disclosures, with incentives tied to production and service quality. This position offers a comprehensive benefits package and professional growth opportunities.

Qualifications

• Three to five years of residential mortgage processing, closing, or underwriting support experience.
• Strong knowledge of conventional, government, secondary market programs.
• Understanding of mortgage documentation, compliance, and closing procedures.
• Working knowledge of TRID, RESPA, and mortgage disclosures.
• Experience with loan origination systems and related software.

Responsibilities

• Manage residential mortgage files from application through closing, funding, and post-closing completion.
• Review loan applications and supporting documentation for completeness, accuracy, compliance, and program eligibility.
• Collect, organize, and verify borrower documentation, including income, assets, employment, credit, and collateral information.
• Prepare and deliver required disclosures and loan documentation in accordance with regulatory requirements and bank procedures.
• Order and manage title commitments, flood determinations, insurance, credit reports, and other third-party services.
• Prepare loan packages for underwriting review and manage underwriting conditions through final approval.
• Coordinate with borrowers, Relationship Managers, title companies, realtors, settlement agents, and other parties to ensure timely loan progression.
• Prepare, review, and coordinate Closing Disclosures, closing packages, funding documentation, and post-closing requirements.
• Coordinate loan funding, investor delivery, internal boarding, and file completion activities.
• Maintain accurate records within loan origination, imaging, and reporting systems and generate mortgage pipeline and production reports.
• Support audits, compliance reviews, quality control initiatives, and investor requirements.
• Identify process improvements that enhance efficiency, service levels, and file quality.

Skills

Mortgage processing

Regulatory compliance

TRID/RESPA knowledge

Loan documentation review

Microsoft Office

Tools

Loan origination systems

Imaging platforms

Document preparation software

Automated underwriting systems

Job description

Heritage Bank in Hastings, Nebraska is seeking a Mortgage Processor to manage residential loan files from application to closing and post-closing, coordinating with borrowers, title companies, appraisers, and underwriters to keep pipelines moving.

The role emphasizes accuracy, regulatory compliance, and timely disclosures, with incentives tied to production and service quality. This position offers a comprehensive benefits package and professional growth opportunities.