Mortgage Post-Closing Operations Leader

Tennessee Valley Federal Credit Uni; Chattanooga (TN); On-site; USD 90,000 - 120,000; Full time

Job summary

Tennessee Valley Federal Credit Union in Chattanooga, TN, seeks a Mortgage Post-Closing Manager to lead the post-closing function for the real estate lending group. You will ensure loan files are complete, compliant, and delivered within investor timelines, while managing subservicer relations and servicing workflows.

Reporting to Mortgage Operations, you will mentor a team, drive quality control, and monitor servicing indicators to support liquidity and compliant operations across agency

Qualifications

• Bachelor’s degree in business, finance, or related field preferred.
• 3+ years of experience in mortgage post-closing, secondary marketing, or servicing operations.
• Hands-on experience with agency and government loan delivery and servicing requirements.
• Prior leadership experience managing staff within mortgage operations.
• Experience servicing or working with or managing a mortgage subservicer strongly preferred.
• High level of accuracy, attention to detail, and analytical skillset.
• Excellent organizational, communication, and time-management abilities.

Responsibilities

• Direct and manage the post-closing workflow ensuring files are complete, accurate, and compliant.
• Oversee collection, reconciliation, and delivery of trailing documents such as recorded mortgages, assignments, title policies, and subordinations.
• Implement and maintain effective quality control processes to minimize post-closing defects and investor conditions.
• Monitor the post-closing pipeline, ensuring timely resolution of exceptions and meeting delivery timelines to support liquidity and operational flow.
• Oversee the accurate boarding of real estate loans ensuring correct setup of escrow accounts, variable rate structures, payment schedules, MI details, and draw features.
• Monitor servicing performance indicators including first payment defaults, delinquency trends, escrow variances, HELOC utilization, and quality of servicing setup.
• Act as the main liaison between the credit union and the subservicer for all servicing-related matters.
• Support proper reporting, remittances, escrow administration, document retention, and custodial account compliance for agency loans.
• Ensure compliance with NCUA, Fannie Mae, Freddie Mac, FHA/VA, state regulatory requirements, and investor guidelines.
• Stay informed of industry changes affecting post-closing, loan delivery, and servicing standards.
• Create and maintain operating procedures for post-closing, investor delivery, loan boarding and investor servicing requirements.
• Lead, mentor, and manage a team, ensuring strong performance, process efficiency, and cross-training across all post-closing functions.
• Proactively demonstrate the TVFCU core values of integrity, honesty, flexibility, teamwork, leadership, accountability and strong relationships in every interaction with members.
• Perform other duties as assigned.

Skills

Leadership

Attention to detail

Analytical skills

Organizational skills

Communication

Education

Bachelor’s degree in business, finance, or related field

Job description

Tennessee Valley Federal Credit Union in Chattanooga, TN, seeks a Mortgage Post-Closing Manager to lead the post-closing function for the real estate lending group. You will ensure loan files are complete, compliant, and delivered within investor timelines, while managing subservicer relations and servicing workflows.

Reporting to Mortgage Operations, you will mentor a team, drive quality control, and monitor servicing indicators to support liquidity and compliant operations across agency