Mortgage Payoff & Servicing Specialist

Easy Street Capital; Irvine (CA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Company sponsored health insurance

Company sponsored 401(k)

Paid vacation time

Paid sick leave

Job summary

Easy Street Capital is seeking a Payoff & Servicing Specialist to manage payoff, reinstatement, and Verifications of Mortgage (VOMs) across our growing residential mortgage portfolio. This is a hands-on role for someone who understands loan-level calculations and ownership.

A bachelor’s degree and 2+ years of mortgage servicing or related experience are required, with strong numerical, organizational, and communication skills.

Qualifications

• Bachelor’s degree required.
• 2+ years of mortgage servicing or related experience.
• Strong numerical and problem-solving skills.
• Highly organized with exceptional attention to detail.
• Ability to manage competing priorities and deadlines.
• Strong written and verbal communication skills.
• Proactive, resourceful, and comfortable taking ownership.

Responsibilities

• Generate, review, and distribute payoff statements for loans serviced in-house
• Review and approve payoff statements for sold loans serviced by FCI
• Generate, review, and distribute reinstatement quotes and Verifications of Mortgage (VOMs)
• Validate principal, interest accruals, default interest, fees, extensions, advances, and applicable credits
• Research and resolve discrepancies using loan history, servicing data, and supporting documentation
• Maintain the active payoff and reinstatement tracker for Operations and Accounting to monitor outstanding quotes and incoming wires
• Provide the frontline Servicing team with status updates and support related to active requests
• Maintain accurate supporting documentation for exceptions
• Support additional servicing functions and process improvements as business needs evolve

Skills

Numerical skills

Problem solving

Attention to detail

Time management

Written communication

Ownership mindset

Education

Bachelor’s degree

Job description

Easy Street Capital is seeking a Payoff & Servicing Specialist to manage payoff, reinstatement, and Verifications of Mortgage (VOMs) across our growing residential mortgage portfolio. This is a hands-on role for someone who understands loan-level calculations and ownership.

A bachelor’s degree and 2+ years of mortgage servicing or related experience are required, with strong numerical, organizational, and communication skills.