Mortgage Originator II: Grow Loans & Relationships

Busey; Leawood (KS); On-site; USD 58,000 - 67,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

Wellness program

Job summary

Busey is seeking a Mortgage Originator II in Leawood, KS to develop new business and originate quality mortgage loans in line with bank policies. You will work with internal teams to cross-sell products and deepen customer relationships.

Responsibilities include consulting with customers, preparing applications, securing disclosures, underwriting support, and building referral networks with realtors, home builders and other partners.

Qualifications

• Strong oral and written communication skills.
• Strong sales and customer service skills.
• Cross-selling and closing skills.
• Lending regulations and Bank’s underwriting guidelines and lending policies.
• Loan types, products, services and documents.

Responsibilities

• Consult with Bank customers and non-customers regarding borrowing needs, negotiate terms and conditions, assist in preparing mortgage loan applications, and obtain all necessary documentation from applicants.
• Make verbal and written commitment on behalf of the Bank which includes rate terms, pre-qualification, mortgage commitment, etc.
• Complete each loan application and oversee all pre-processing functions in a timely manner to permit the good faith estimate and other required disclosures to be provided to applicants within the requested time period.
• Analyze financial and credit information necessary to effectively underwrite loans and recommend approval or rejection of mortgage loans within lending authority.
• Engage in outside opportunities, i.e. calls, open houses, seminars, realtor functions to develop and maintain relationships with realtors, home builders, individual contacts, and other referral sources generating feedback to increase their business relationship with the Bank.
• Identify customer’s and non-customers’ other financial needs and cross-sell other bank products and services.

Skills

Communication

Sales

Cross-selling

Underwriting knowledge

Loan products

Education

High School diploma

Tools

Microsoft Office

Job description

Busey is seeking a Mortgage Originator II in Leawood, KS to develop new business and originate quality mortgage loans in line with bank policies. You will work with internal teams to cross-sell products and deepen customer relationships.

Responsibilities include consulting with customers, preparing applications, securing disclosures, underwriting support, and building referral networks with realtors, home builders and other partners.