Mortgage Loan Originator – Commissioned & Growth-Oriented

bellbank; Overland Park (KS); On-site; USD 70,000 - 110,000; Full time

Job summary

Bell Bank Mortgage in Overland Park, KS, seeks an ambitious mortgage loan originator under supervision to market and originate loans that meet guidelines and investors' requirements; this is a commission-based role with potential to advance to a stand-alone officer.

You will gather documentation, structure loans to guideline, submit through DU/LP, source applications, ensure compliance, and maintain excellent client service while mentoring by senior loan officers and expanding market share.

Qualifications

• Three years of mortgage banking or outside sales experience.
• Familiarity with FNMA, FHLMC, HUD/VA lending and investor guidelines.
• Ability to develop strategic market plans and business contacts.
• Ability to work with limited supervision.
• Excellent customer service skills.
• Ability to travel to different branches and meetings.

Responsibilities

• Gather information for documentation, underwriting and disclosures.
• Structure loans to ensure compliance with product guidelines.
• Independently submit through DU/LP and review findings.
• Enter information into the loan origination system and order appraisals.
• Source and solicit loan applications in line with company procedures.
• Evaluate credit factors to ensure eligibility.
• Provide borrower disclosures within regulatory guidelines and redisclosures when required.
• Provide all necessary applicant information to processors and price loans.
• Review CDs and prepare borrowers for closing.
• Maintain communication with agents, borrowers, processors and closers.
• Assist in developing marketing plans to expand market share.
• Stay up to date on program, compliance and investor guideline changes.
• Support senior/mentor loan officer in managing loan volume.
• Conduct activities in line with Bell Bank policies and a strong customer service standard.

Skills

Mortgage banking

Outside sales

Client service

Regulatory compliance

Investor guidelines

Job description

Bell Bank Mortgage in Overland Park, KS, seeks an ambitious mortgage loan originator under supervision to market and originate loans that meet guidelines and investors' requirements; this is a commission-based role with potential to advance to a stand-alone officer.

You will gather documentation, structure loans to guideline, submit through DU/LP, source applications, ensure compliance, and maintain excellent client service while mentoring by senior loan officers and expanding market share.