Mortgage Loan Originator - Growth & Client Solutions

bellbank

Overland Park (KS)

On-site

USD 65,000 - 95,000

Full time

5 days ago

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Job summary

Bell Bank Mortgage in Overland Park, KS seeks a mortgage loan originator under minimum supervision to market and originate loans that meet regulatory and investor guidelines for sale on the secondary market.

Responsibilities include gathering documentation, underwriting support, DU/LP submission, appraisals, loan pricing and closing prep, while maintaining excellent customer service and adherence to MDIA requirements.

Qualifications

Minimum of a B.A. or three years mortgage banking experience.
NMLS registration required.
Familiarity with FNMA, FHLMC, HUD/VA lending and investor guidelines.
Ability to plan marketing and develop business contacts.
Ability to work with limited supervision.
Excellent customer service skills.
Able to travel to multiple branches and off-site meetings.

Responsibilities

Gather information for documentation, analysis, disclosure and underwriting loan applications.
Structure loan to comply with product guidelines.
Submit through DU/LP and review findings against guidelines.
Enter data into mortgage origination system and order appraisal.
Solicit and take loan applications professionally.
Evaluate credit factors and eligibility.
Provide borrower compliance information and disclosures.
Provide LE and re-disclosures per MDIA guidelines.
Provide information to processor.
Price loans according to guidelines and secure lock agreements.
Review Closing Disclosure and prepare borrower for closing.
Maintain communication with agents, borrowers, processors and closers.
Develop marketing plans to expand market share.
Maintain contact with customers and community organizations.
Stay updated on program, compliance and investor guidelines.
Provide mortgage information service.
Make preliminary credit determinations and issue prequalification statements.
Be aware of market trends to better serve clients.
Know customers and employees by name; live company values.
Conduct activities per Bell Bank policies and BSA; protect sensitive information.
Perform other duties as assigned.