Mortgage Originator: Build Clients & Match Loans

M&T Bank Corporation; City of Syracuse (NY); Vor Ort; USD 60.000 - 110.000; Vollzeit

Zusammenfassung

M&T Bank in Syracuse, NY seeks a Mortgage Loan Officer to identify and obtain FHA/VA and conventional mortgage loans aligned with customers’ financial goals. You will analyze income, assets and credit data to determine eligibility and advise on suitable programs.

You will market mortgage products, travel to client sites, and ensure regulatory compliance while developing new business with real estate professionals. Strong sales ability and knowledge of mortgage regulations are essential.

Qualifikationen

• Associates degree and 2 years sales experience, or combined minimum of 4 years higher education and/or relevant work experience with at least 2 years sales experience.
• Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
• Proven sales ability and strong mathematical skills.

Aufgaben

• Interviews applicants to collect and analyze income, assets, debts and credit data to determine loan eligibility.
• Assess credit worthiness and issue pre-qualification statements when applicable.
• Advise borrowers on mortgage loan programs and benefits of different products.
• Recommend other bank products or lending options as needed.
• Market and promote mortgage products to Realtors, builders and developers.
• Travel to customers' homes or offices and follow up via calls or visits.
• Negotiate loan terms and bind the bank in loan agreements.
• Ensure compliance with origination procedures, policies and regulatory requirements.
• Advise management on compliance strategies and policy modifications when needed.
• Monitor local real estate market trends and regulatory changes.

Kenntnisse

Sales ability

Communication skills

Mathematical skills

Self-motivation

Ausbildung

Associates degree

2 years sales experience

Combined 4 years education/experience

Tools

General PC knowledge

Jobbeschreibung

M&T Bank in Syracuse, NY seeks a Mortgage Loan Officer to identify and obtain FHA/VA and conventional mortgage loans aligned with customers’ financial goals. You will analyze income, assets and credit data to determine eligibility and advise on suitable programs.

You will market mortgage products, travel to client sites, and ensure regulatory compliance while developing new business with real estate professionals. Strong sales ability and knowledge of mortgage regulations are essential.