Mortgage Origination Specialist

Regions Financial Corporation; New Iberia (LA); On-site; USD 40,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Financial Corporation in New Orleans, LA is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. Responsibilities include processing applications, evaluating risk, maintaining client contact, and promoting loan products to grow the customer base.

The role offers a commission-based compensation plan with potential total earnings reflecting performance and location.

Qualifications

• High School Diploma or GED
• One year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Answers customer calls and walk- in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Skills

Mortgage products knowledge

Sales acumen

Microsoft Office proficiency

Excellent communication

Education

High School Diploma or GED

Bachelor's degree

Job description

Regions Financial Corporation in New Orleans, LA is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. Responsibilities include processing applications, evaluating risk, maintaining client contact, and promoting loan products to grow the customer base.

The role offers a commission-based compensation plan with potential total earnings reflecting performance and location.